202 Centennial Dr, Hainesville (Round Lake), IL 60073 Property Records

Lake County property record for 202 Centennial Dr, Hainesville, IL 60073

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 945 sqft · built 2000
Lot Size	0.105 acres (4,591 sqft)
Owner	Individual Name on File
Last Sale	$340,000 (May 2026)
Tax Bill	$5,907 (2025)
Deeds & Mortgages	Jul 2021 Mortgage May 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-28-413-012`

Property Details

APN / Parcel Number

Primary APN	`06-28-413-012`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	945 sqft Living Area
Gross Area	1,345 sqft
1st Floor Area	905 sqft
2nd Floor Area	40 sqft
Upper Floors Area	40 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Tri-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	4,591 sqft (0.105 acres)
Lot Dimensions	100 ft deep x 40 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Water Source	Commercial

Location & Zoning

Street Address	202 CENTENNIAL DR
City	HAINESVILLE
State	IL
Zip	60073-4719
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CRANBERRY LAKE SUBDIVISION PHASE 3; LOT 144
Legal Subdivision	CRANBERRY LAKE SUBDIVISION PHASE 3
Legal Phase	3
Legal Lot Number	144
Jurisdiction	LAKE IL
Township / Civil Division	AVON
Census Block Group	4
Census Block	4001
Census Tract	861404

Owner

202 Centennial Dr is owned and occupied by an individual who bought it in May 2026.

Source: Lake County records, as of June 2, 2026

Owner of Record	Individual Name on File
Mailing Address	34483 N ALMOND RD, D, GURNEE, IL 60031-4468
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC
May 14, 2026	Warranty Deed, Transfer · Conventional Mortgage MUTUAL/OMAHA MORTGAGE LLC
Jun 4, 2020	Warranty Deed, Transfer · FHA Mortgage SIERRA PACIFIC MORTGAGE CO INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 14, 2026 · Amount on File
Deed Sale	May 14, 2026 · Amount on File
Prior Sale	Jun 4, 2020 · Amount on File
Deed Document Number	20268169040
Prior Transfer Date	Nov 17, 2015
Prior Transfer Doc	0007274927
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	202 CENTENNIAL DR, HAINESVILLE, IL 60073-4719
Transaction Type	Mortgage
Record Updated	May 28, 2026
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007812000
Date	Jul 27, 2021
Instrument	7812000

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company
Address	FOLSOM, CA 95630

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	May 14, 2026
Property Address	202 CENTENNIAL DR, HAINESVILLE, IL 60073-4719
Document Number	0008169040
Instrument Date	May 7, 2026
Instrument	2026.8169040
Transaction Type	Transfer
Record Updated	May 28, 2026
Title Company	BAIRD AND WARNER TITLE SERVICES INC, BAIRD & WARNER TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$51,510.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0008169041,
Date	May 14, 2026
Instrument	2026.8169041

Lender

Name	MUTUAL/OMAHA MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	Jun 4, 2020
Property Address	202 CENTENNIAL DR, HAINESVILLE, IL 60073-4719
Document Number	0007661209
Map Reference	DOC 4535091
Instrument Date	May 12, 2020
Instrument	7661209
Transaction Type	Transfer
Record Updated	Mar 17, 2022
Title Company	CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$190.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 CENTENNIAL DR, HAINESVILLE, IL 60073-4719

Mortgage

Document Number	0007661210
Date	Jun 4, 2020
Instrument	7661210

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 202 Centennial Dr was $5,907 with a homeowner's exemption, up 4.6% from the year before.

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Avon Township
Municipality	Hainesville Village
Unified School District	Round Lake Community Unit School District 116 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,907.00 (+4.62%) Homeowner's exemption	$73,940 (+10.75%) Land $13,984 Building $59,956	$221,842 (+10.75%) Land $41,956 Building $179,886
2024	$5,646.00 (+9.1%)	$66,763 (+8.96%) Land $12,627 Building $54,136	$200,309 (+8.96%) Land $37,885 Building $162,424
2023	$5,175.00 (-6.32%)	$61,273 (+4.68%) Land $11,589 Building $49,684	$183,837 (+4.68%) Land $34,770 Building $149,067
2022	$5,524.00	$58,533 Land $9,446 Building $49,087	$175,617 Land $28,341 Building $147,276

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 202 Centennial Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 20, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 202 Centennial Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAINESVILLE serves 3,528 people · EPA ID IL0970400
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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