Lafayette County property record for 202 Cedar St, Oxford, MS 38655
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 3,805 sqft · built 1976 |
| Lot Size | 1.3 acres (56,628 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $278,300 (Jun 2021) |
| Tax Bill | $2,130 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Oct 2018 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 134X-18-186.00 |
| Primary APN | 134X-18-186.00 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 10 Rooms |
| Building Area | 3,805 sqft Living Area |
| 1st Floor Area | 2,874 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 56,628 sqft (1.3 acres) |
| Utility Building | 160 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 6474 |
|---|---|
| Street Address | 202 CEDAR ST |
| City | OXFORD |
| State | MS |
| Zip | 38655-9667 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 73 LAKEWAY GARDENS PREV APN: 087 -18-073 |
| Legal Range | 03W |
| Legal Township | 08S |
| Legal Section | 18 |
| Legal Subdivision | LAKEWAY GARDENS |
| Legal Lot Number | 73 |
| Jurisdiction | LAFAYETTE MS |
| Township / Civil Division | 3 |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 950404 |
Source: Lafayette County records, as of April 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 202 CEDAR ST, OXFORD, MS 38655-9667 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 1, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Oct 2, 2018 | Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK |
| Jun 4, 2021 | Affidavit of Death of Joint Tenant, Transfer · VA Mortgage THE FEDERAL SAVINGS BANK |
| Jun 24, 2019 | Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 4, 2021 · Amount on Record |
| Deed Sale | Jun 4, 2021 · Amount on Record |
| Deed Document Number | 20215985 |
| Prior Transfer Date | May 12, 2020 |
| Prior Transfer Doc | 202105985 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Property Address | 202 CEDAR ST, OXFORD, MS 38655-9667 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 202103320 |
|---|---|
| Date | Apr 1, 2021 |
| Instrument | 202103320 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Property Address | 202 CEDAR ST, OXFORD, MS 38655-9667 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE SOURCES INC, TITLE SOURCE INC |
| Name | Verified Name |
|---|
| Document Number | 201808344 |
|---|---|
| Date | Oct 2, 2018 |
| Instrument | 201808344 |
| Name | THE FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60607 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2048 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Recording Date | Jun 4, 2021 |
| Property Address | 202 CEDAR ST, OXFORD, MS 38655-9667 |
| Document Number | 202105985 |
| Map Reference | MB 2 PG 32 |
| Instrument Date | May 12, 2020 |
| Instrument | 202105985 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2021 |
| Title Company | AMROCK INC, AMROCK |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 202105986 |
|---|---|
| Date | Jun 4, 2021 |
| Instrument | 202105986 |
| Name | THE FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 348 Months |
| Due | Jun 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Property Address | 202 CEDAR ST, OXFORD, MS 38655-9667 |
| Transaction Type | Mortgage |
| Record Updated | Jul 18, 2019 |
| Title Company | BCHH INC |
| Name | Verified Name |
|---|
| Document Number | 201904697 |
|---|---|
| Date | Jun 24, 2019 |
| Instrument | 201904697 |
| Name | THE FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60607 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 337 Months |
| Due | Jul 1, 2047 |
Source: Lafayette County assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lafayette County |
| Municipality | Oxford City |
| Unified School District | Oxford School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,130.00 Senior Citizen's exemption | $28,939 (+16.38%) | $289,390 (+16.38%) Land $50,000 Building $239,390 |
| 2023 | $2,130.00 Senior Citizen's exemption | $24,865 | $248,650 Land $50,000 Building $198,650 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · above 55% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OXFORD serves 28,500 people · EPA ID MS0360011 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Buckeye Cablesystem Fiber · Cable | 10,000 / 10,000 |
| North East Fiber Fiber | 2,000 / 1,000 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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