202 Carnoustie Ct, Half Moon Bay, CA 94019 Property Records

San Mateo County property record for 202 Carnoustie Ct, Half Moon Bay, CA 94019

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,559 sqft · built 2020
Lot Size	0.215 acres (9,344 sqft)
Owner	2 Company Names on Record
Last Sale	$2,950,000 (Jul 2023)
Tax Bill	$34,598 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Jul 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`066-670-010`

Property Details

APN / Parcel Number

Primary APN	`066-670-010`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,559 sqft Living Area
1st Floor Area	1,916 sqft
2nd Floor Area	1,643 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Lot Area	9,344 sqft (0.215 acres)
Garage Area	629 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	202 CARNOUSTIE CT
City	HALF MOON BAY
State	CA
Zip	94019-7901
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	9,344 SQFT LOT 1 CARNOUSTIE NO. 4 RSM 142/67-68
Legal Subdivision	CARNOUSTIE NO. 4
Legal Lot Number	1
Jurisdiction	SAN MATEO CA
Township / Civil Division	HALF MOON BAY
Census Block Group	2
Census Block	2000
Census Tract	613701

Owner

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	202 CARNOUSTIE CT, HALF MOON BAY, CA 94019-7901
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2023	Deed of Trust, Mortgage · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA
Jul 26, 2023	Grant Deed, Transfer NOT AVAILABLE, DOMA TITLE OF CALIFORNIA INC
Aug 10, 2020	Deed of Trust, Construction Loan · Construction Mortgage BANK OF THE WEST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 26, 2023 · Amount on Record
Deed Sale	Jul 26, 2023 · Amount on Record
Deed Document Number	202335842
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	202 CARNOUSTIE CT, HALF MOON BAY, CA 94019-7901
Transaction Type	Mortgage
Record Updated	Oct 12, 2023
Title Company	BNT TITLE COMPANY/CA, BNT TITLE CO OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 LENA WAY 4210, 4210, MOUNTAIN VIEW, CA 94040-2869

Mortgage

Document Number	0000043830
Date	Sep 11, 2023
Instrument	2023-043830

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank
Address	CINCINNATI, OH 45245

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.85%
Type Change Date	Oct 1, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.8%
Margin	3
Max Rate	10.8%

July 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Jul 26, 2023
Property Address	202 CARNOUSTIE CT, HALF MOON BAY, CA 94019-7901
Document Number	0000035842
Map Reference	MB 142 PG 67&68
Instrument Date	Jul 24, 2023
Instrument	2023-035842
Transaction Type	Transfer
Record Updated	Aug 22, 2023
Title Company	NOT AVAILABLE, DOMA TITLE OF CALIFORNIA INC

Transaction

Amount	Amount Recorded
Tax	$3,245.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 CARNOUSTIE CT, HALF MOON BAY, CA 94019-7901

August 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Recording Date	Aug 10, 2020
Property Address	202 CARNOUSTIE CT, HALF MOON BAY, CA 94019-7901
Document Number	0000078419
Instrument Date	Jul 24, 2020
Instrument	78419
Transaction Type	Construction Loan
Record Updated	Sep 9, 2020
Title Company	NORTH AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2450 CABRILLO HWY S #200 HALF MOON BAY CA 940192266, 200, HALF MOON BAY, CA 94019-2266

Mortgage

Document Number	0000078419
Date	Aug 10, 2020
Instrument	78419

Lender

Name	BANK OF THE WEST
Type	Bank
Address	1625 W FOUNTAINHEAD PKWY, TEMPE, AZ 85282-2371

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	Half Moon Bay City
Unified School District	Cabrillo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,907,269 (+2%) Land $2,230,262 Building $677,007
2025	$34,598.00 (+55.1%) Homeowner's exemption	$2,850,265 (+49.14%) Land $2,186,532 Building $663,733
2023	$22,307.00 (+49.92%)	$1,911,080 Land $78,670 Building $1,832,410	$2,589,030
2022	$14,879.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 74% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COASTSIDE COUNTY WATER DISTRICT serves 19,033 people · EPA ID CA4110011
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Cruzio Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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