202 Cardinal Rd, Louisa, VA 23093 Property Records

Louisa County property record for 202 Cardinal Rd, Louisa, VA 23093

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,038 sqft · built 2008
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$302,000 (May 2024)
Tax Bill	$1,195 (2022)
Deeds & Mortgages	Aug 2017 Mortgage Jun 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`40G 1 105`

Property Details

APN / Parcel Number

Primary APN	`40G 1 105`
Alternative APNs	`28178` `26718`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,038 sqft Living Area
1st Floor Area	1,152 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	156 sqft
Deck Area	120 sqft
Shed	1 Shed
Shed Area	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	26718
Street Address	202 CARDINAL RD
City	LOUISA
State	VA
Zip	23093-4937
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RG
Legal Description	COUNTRYSIDE PHASE 1A PLAT 2354-2359 LOT 105 DB 1954/679 .173 AC
Legal Subdivision	COUNTRYSIDE
Legal Phase	1A
Legal Lot Number	105
Jurisdiction	LOUISA VA
Township / Civil Division	LOUISA
Census Block Group	2
Census Block	2005
Census Tract	950201

Owner

Source: Louisa County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	202 CARDINAL RD, LOUISA, VA 23093-4937
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2017	Deed of Trust, Mortgage · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jun 8, 2023	Intrafamily Transfer, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO
Jul 15, 2019	Grant Deed, Transfer · VA Mortgage WATERSTONE MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 13, 2024 · Amount on Record
Deed Sale	May 13, 2024 · Amount on Record
Prior Sale	Jul 15, 2019 · Amount on Record
Deed Document Number	20244113
Deed Book / Page	1954 / 679
Prior Transfer Date	Aug 22, 2022
Prior Transfer Doc	001903/169
Record Updated	Sep 20, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	202 CARDINAL RD, LOUISA, VA 23093-4937
Transaction Type	Mortgage
Record Updated	Sep 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01523/0867
Date	Aug 21, 2017
Book Page	1523/0867
Instrument	170007094

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LOUISA VA
Recording Date	Jun 8, 2023
Property Address	202 CARDINAL RD, LOUISA, VA 23093-4937
Document Number	001903/169
Book / Page	1903 / 169
Map Reference	MB 8 PG 2354-2359
Instrument Date	Aug 22, 2022
Instrument	202300005006
Transaction Type	Transfer
Record Updated	Jul 6, 2023
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 CARDINAL RD, LOUISA, VA 23093-4937

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LOUISA VA
Recording Date	Jul 15, 2019
Property Address	202 CARDINAL RD, LOUISA, VA 23093-4937
Document Number	0000005872
Book / Page	001621 / 000626
Instrument Date	Jul 9, 2019
Instrument	5872
Transaction Type	Transfer
Record Updated	Aug 13, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$227.70
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	202 CARDINAL RD LOUISA VA 230934937, LOUISA, VA 23093-4937

Mortgage

Document Number	5873
Date	Jul 15, 2019
Book Page	001621/000629
Instrument	5873

Lender

Name	WATERSTONE MTG
Type	Mortgage Company
Address	PEWAUKEE, WI 53072

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 14, 2049

Tax Assessment & Valuation

Source: Louisa County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Louisa County
Municipality	Louisa Town
Unified School District	Louisa County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$336,808 (+4.7%) Land $39,000 Building $297,808	$336,808 (+4.7%) Land $39,000 Building $297,808
2025		$321,700 (+9.68%) Land $31,000 Building $290,700	$321,700 (+9.68%) Land $31,000 Building $290,700
2023		$293,300 Land $24,000 Building $269,300
2022	$1,195.00		$293,300 Land $24,000 Building $269,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF LOUISA serves 1,555 people · EPA ID VA2109450
Water Source	Purchased surface water from LOUISA COUNTY WATER AUTHORITY
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator.

Water Quality	Haloacetic acids resolved · Jan 2026 Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Nearby Properties on Cardinal Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures