202 Cambridge Ave, Cape May Point, NJ 08212 Property Records

Cape May County and Cape May Point Borough property record for 202 Cambridge Ave, Cape May Point, NJ 08212

Property Summary

Property Type	Single Family Home
Details	built 2023
Lot Size	0.115 acres (5,001 sqft)
Owner	2 Individual Names on File
Last Sale	$660,000 (Jul 2022)
Tax Bill	$9,121 (2024)
Deeds & Mortgages	Jul 2023 Mortgage Jul 2022 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`03-00043-0000-00005`

Property Details

APN / Parcel Number

Primary APN	`03-00043-0000-00005`
Alternative APN	`030004300005`

Interior

Stories	2 Stories

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Construction Type	Frame
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Location & Zoning

Street Address	202 CAMBRIDGE AVE
City	CAPE MAY POINT
State	NJ
Zip	08212
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OBE L66
Legal Block	43
Legal Lot Number	5
Jurisdiction	CAPE MAY NJ
Township / Civil Division	CAPE MAY POINT
Census Block Group	1
Census Block	1043
Census Tract	21900

Owner

202 Cambridge Ave is owned by two individuals who bought it in July 2022.

Source: Cape May County and Cape May Point Borough records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	23 HUDSON AVE, OCEAN RIDGE, FL 33435-5205
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2023	Deed of Trust, Mortgage · Conventional Mortgage 1ST BANK OF SEA ISLE CITY
Jul 27, 2022	Deed, Transfer · Stand-Alone First Mortgage NEWFIELD NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2022 · Amount on File
Deed Sale	Jul 27, 2022 · Amount on File
Deed Document Number	202224225
Deed Book / Page	4069 / 889
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE MAY NJ
Property Address	202 CAMBRIDGE AVE, CAPE MAY POINT, NJ 08212
Transaction Type	Mortgage
Record Updated	Nov 16, 2023
Title Company	NOT AVAILABLE, THE TITLE COMPANY OF JERSEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016155
Date	Jul 21, 2023
Book Page	M6663/71
Instrument	2023016155

Lender

Name	1ST BANK OF SEA ISLE CITY
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	0.06%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Max Rate At Change	0.03%
Index	1-Year CMT
Max Rate	0.12%

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CAPE MAY NJ
Recording Date	Jul 27, 2022
Property Address	202 CAMBRIDGE AVE, CAPE MAY POINT, NJ 08212
Document Number	0000024225
Book / Page	D4069 / 889
Instrument Date	Jul 22, 2022
Instrument	2022024225
Transaction Type	Transfer
Record Updated	Aug 24, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	23 HUDSON AVE, OCEAN RIDGE, FL 33435-5205

Mortgage

Document Number	0000024226
Date	Jul 27, 2022
Instrument	2022024226

Lender

Name	NEWFIELD NATIONAL BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Cape May County and Cape May Point Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Cape May County
Municipality	Cape May Point Borough
Unified School District	Cape May Point Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,232,600 (-) Land $475,000 Building $757,600	$1,232,600 (-) Land $475,000 Building $757,600
2025		$1,232,600 Land $475,000 Building $757,600	$1,232,600 Land $475,000 Building $757,600
2024	$9,121.00
2023		$475,000 Land $475,000	$475,000 Land $475,000
2022	$3,348.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 202 Cambridge Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 329 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	351 units insured incl. 22 condo units
Nearby Flood Claims	91 (1979–2013)
Claims Outside the SFHA	3 of 91
Most Recent Claim	Jul 2013 · other causes
Claims by Event	Hurricane Sandy, Nov 2012 · 7 claims Severe Coastal Storm, Jan 1992 · 35 claims Hurricane Gloria, Sep 1985 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 202 Cambridge Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAPE MAY POINT BORO WATE serves 4,000 people · EPA ID NJ0503001
Water Source	Purchased groundwater from CAPE MAY WATER & SEWER U
Last State Inspection	Aug 2024
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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