202 Cadence Ct, Richlands, NC 28574 Property Records

Onslow County property record for 202 Cadence Ct, Richlands, NC 28574

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,680 sqft · built 2009
Lot Size	0.44 acres (19,166 sqft)
Owner	2 Individual Names on Record
Last Sale	$169,000 (Aug 2020)
Tax Bill	$1,397 (2026)
Deeds & Mortgages	Apr 2026 Mortgage Aug 2020 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`54B-30`

Property Details

APN / Parcel Number

Primary APN	`54B-30`
Alternative APNs	`463342000` `075507`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,680 sqft Living Area

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	19,166 sqft (0.44 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	463342000
Street Address	202 CADENCE CT
City	RICHLANDS
State	NC
Zip	28574-8423
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	L30 MELODY POINTE
Legal Subdivision	MELODY POINTE
Legal Lot Number	30
Jurisdiction	ONSLOW NC
Township / Civil Division	RICHLANDS
Census Block Group	1
Census Block	1013
Census Tract	203

Owner

Source: Onslow County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	202 CADENCE CT, RICHLANDS, NC 28574-8423
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2026	Deed of Trust, Mortgage · VA Mortgage AMERISAVE MORTGAGE CORPORATION
Aug 12, 2020	Deed of Trust, Mortgage · VA Mortgage GUARANTEED RATE
Aug 11, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 14, 2020	Warranty Deed, Transfer · VA Mortgage GUARANTEED RATE INC
Aug 14, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Nov 13, 2017	Loan Modification, Mortgage · Conventional with PMI WELLS FARGO BK
Apr 26, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 2020 · Amount on Record
Deed Sale	Aug 14, 2020 · Amount on Record
Prior Sale	Dec 1, 2010
Deed Book / Page	5238 / 661
Prior Transfer Date	Apr 1, 2017
Prior Transfer Doc	0046070576
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONSLOW NC
Recording Date	Apr 14, 2026
Property Address	202 CADENCE CT, RICHLANDS, NC 28574-8423
Document Number	6570000030
Book / Page	6570 / 30
Instrument Date	Apr 10, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	2020 TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 CADENCE CT, RICHLANDS, NC 28574-8423

Mortgage

Document Number	6570000030,
Date	Apr 14, 2026
Book Page	6570/30

Lender

Name	AMERISAVE MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.11%
Max Rate	-1%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONSLOW NC
Property Address	202 CADENCE CT, RICHLANDS, NC 28574-8423
Document Number	0052380666
Instrument Date	Aug 12, 2020
Transaction Type	Mortgage
Record Updated	Sep 7, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	202 CADENCE CT RICHLANDS NC 285748423, RICHLANDS, NC 28574-8423

Mortgage

Document Number	0052380666
Date	Aug 14, 2020
Book Page	005238/000666

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 13, 2050

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ONSLOW NC
Recording Date	Aug 11, 2020
Property Address	202 CADENCE CT, RICHLANDS, NC 28574-8423
Document Number	0052360082
Book / Page	005236 / 000082
Instrument Date	Jul 31, 2020
Transaction Type	Transfer
Record Updated	Sep 7, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 CADENCE CT RICHLANDS NC 285748423, RICHLANDS, NC 28574-8423

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Aug 14, 2020
Property Address	202 CADENCE CT, RICHLANDS, NC 28574-8423
Document Number	0052380661
Book / Page	5238 / 661
Map Reference	MB 57 PG 151
Instrument Date	Jul 31, 2020
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$338.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 CADENCE CT, RICHLANDS, NC 28574-8423

Mortgage

Document Number	0005238666
Date	Aug 14, 2020
Instrument	5238/666

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Aug 14, 2020
Property Address	202 CADENCE CT, RICHLANDS, NC 28574-8423
Document Number	0052380640
Book / Page	005238 / 000640
Instrument Date	Jul 31, 2020
Transaction Type	Transfer
Record Updated	Sep 7, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$338.00
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	202 CADENCE CT RICHLANDS NC 285748423, RICHLANDS, NC 28574-8423

November 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ONSLOW NC
Property Address	202 CADENCE CT, RICHLANDS, NC 28574-8423
Document Number	0047260070
Instrument Date	Nov 13, 2017
Transaction Type	Mortgage
Record Updated	Aug 30, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2460 DAVIDSON AVE #23B BRONX NY 104685342, 23B, BRONX, NY 10468-5342

Mortgage

Document Number	0047260070
Date	Jan 18, 2018
Book Page	004726/000070

Lender

Name	WELLS FARGO BK
Address	FORT MILL, SC 29715

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 17, 2048

Interest

Rate Type	Fixed Rate
Rate	4.25%

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ONSLOW NC
Recording Date	Apr 26, 2017
Property Address	202 CADENCE CT, RICHLANDS, NC 28574-8423
Document Number	0046070576
Book / Page	004607 / 000576
Instrument Date	Apr 1, 2017
Transaction Type	Transfer
Record Updated	May 1, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2460 DAVIDSON AVE #23B BRONX NY 104685342, 23B, BRONX, NY 10468-5342

Tax Assessment & Valuation

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,397.00	$276,215 (+29.5%) Land $57,500 Building $218,715	$276,215 (+29.5%) Land $57,500 Building $218,715
2025	$1,397.00	$213,290 (-) Land $35,000 Building $178,290	$213,290 (-) Land $35,000 Building $178,290
2023	$1,397.00	$213,290 Land $35,000 Building $178,290	$213,290 Land $35,000 Building $178,290

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 68% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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