202 Bright St, Morganton, NC 28655 Property Records

Burke County property record for 202 Bright St, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,340 sqft · built 1958
Lot Size	0.86 acres (37,462 sqft)
Owner	2 Individual Names on Record
Last Sale	$147,500 (Nov 2018)
Tax Bill	$1,731 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Nov 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`1773321680`

Property Details

APN / Parcel Number

Primary APN	`1773321680`
Alternative APN	`16516`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,340 sqft Living Area
Gross Area	2,574 sqft
1st Floor Area	1,340 sqft
Basement Area	1,234 sqft
Unfinished Basement	1,234 sqft
Flooring	Hardwood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1990
Architectural Style	Ranch
Exterior Material	Brick Veneer
Foundation Type	Masonry
Roof Material	Asphalt
Lot Area	37,462 sqft (0.86 acres)
Terrain	Rolling
Garage Type	Carport
Garage Area	744 sqft
Carport	Carport
Carport Area	787 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	40 sqft
Shed	1 Shed
Shed Area	340 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil

Location & Zoning

Old Parcel Number	1773321680
Street Address	202 BRIGHT ST
City	MORGANTON
State	NC
Zip	28655-7242
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MEDIUM DENSITY RES DIST
Legal Description	202 BRIGHT ST MORGANTON, NC 28655
Jurisdiction	BURKE NC
Township / Civil Division	SILVER CREEK
Census Block Group	4
Census Block	4024
Census Tract	20301

Owner

Source: Burke County records, as of September 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	202 BRIGHT ST, MORGANTON, NC 28655-7242
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2025	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Nov 16, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 2018 · Amount on Record
Deed Sale	Nov 16, 2018 · Amount on Record
Prior Sale	Oct 8, 2018 · Amount on Record
Deed Document Number	0000237631
Deed Book / Page	2376 / 31
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	202 BRIGHT ST, MORGANTON, NC 28655-7242
Transaction Type	Mortgage
Record Updated	Oct 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 BRIGHT ST, MORGANTON, NC 28655-7242

Mortgage

Document Number	0028300588
Date	Oct 1, 2025
Book Page	2830/588
Instrument	2025007962

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27609

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2045

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2030
Change Frequency	5 Years
Min Rate At Change	3.37%
Max Rate At Change	7.37%
Index	5-Year CMT
Max Rate	11.3%

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Nov 16, 2018
Property Address	202 BRIGHT ST, MORGANTON, NC 28655-7242
Document Number	0023760031
Book / Page	002376 / 000031
Instrument Date	Nov 16, 2018
Instrument	22080
Transaction Type	Transfer
Record Updated	Dec 21, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$295.00
Amount Accuracy	Full Value
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 BRIGHT ST MORGANTON NC 286557242, MORGANTON, NC 28655-7242

Tax Assessment & Valuation

Source: Burke County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Municipality	Glen Alpine Town
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,731.00 (-3.67%)	$201,128 (-) Land $26,389 Building $174,739	$201,128 (-) Land $26,389 Building $174,739
2023	$1,797.00	$201,128 Land $26,389 Building $174,739	$201,128 Land $26,389 Building $174,739

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2004)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2004 · Tropical Storm Frances

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Compas X-Stream, Verizon.

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