202 Boracay Cir, Saint Johns, FL 32259 Property Records

St. Johns County property record for 202 Boracay Cir, Saint Johns, FL 32259

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,750 sqft · built 2022
Lot Size	0.09 acres (3,920 sqft)
Owner	Individual Name on File
Last Sale	$295,000 (May 2026)
Tax Bill	$4,907 (2025)
Deeds & Mortgages	May 2026 Sale May 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`023720-0410`

Property Details

APN / Parcel Number

Primary APN	`023720-0410`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	1,750 sqft Living Area
Gross Area	2,078 sqft
1st Floor Area	787 sqft
Flooring	Carpet

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	3,920 sqft (0.09 acres)
Garage Type	Attached
Garage Area	228 sqft
Parking Spaces	1 Parking Space
Porch	Finished Screened Porch
Porch Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	202 BORACAY CIR
City	SAINT JOHNS
State	FL
Zip	32259-9436
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	102/1-6 TWIN CREEKS NORTH PARCEL 1 PHASE 1 LOT 41 OR5479/431
Legal Range	28E
Legal Township	05S
Legal Section	09
Legal Subdivision	TWIN CREEKS NORTH PARCEL 1 PHASE 1
Legal Phase	1
Legal Block	1
Legal Lot Number	41
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2018
Census Tract	20904

Owner

202 Boracay Cir, a townhouse, is owned and occupied by an individual who bought it in May 2026.

Source: St. Johns County records, as of July 1, 2026

Owner of Record	Individual Name on File
Mailing Address	202 BORACAY CIR, SAINT JOHNS, FL 32259-9436
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Woman, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 18, 2026	Warranty Deed, Transfer MILESTONE TITLE SERVICES
May 17, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jan 27, 2022	Special Warranty Deed, Subdivision Related Transfer LENNAR TITLE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2026 · Amount on File
Deed Sale	May 18, 2026 · Amount on File
Prior Sale	Jan 27, 2022 · Amount on File
Deed Document Number	202642189
Deed Book / Page	6365 / 314
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	May 18, 2026
Property Address	202 BORACAY CIR, SAINT JOHNS, FL 32259-9436
Document Number	0000042189
Book / Page	6365 / 314
Instrument Date	May 15, 2026
Instrument	2026.42189
Transaction Type	Transfer
Record Updated	May 28, 2026
Title Company	MILESTONE TITLE SERVICES

Transaction

Amount	Amount on Record
Tax	$208,565.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 BORACAY CIR, SAINT JOHNS, FL 32259-9436

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	202 BORACAY CIR, SAINT JOHNS, FL 32259-9436
Transaction Type	Mortgage
Record Updated	Dec 20, 2022
Title Company	RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 BORACAY CIR, ST JOHNS, FL 32259-9436

Mortgage

Document Number	0055600923
Date	May 17, 2022
Book Page	5560/923
Instrument	2022050284

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 16, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jan 27, 2022
Property Address	202 BORACAY CIR, SAINT JOHNS, FL 32259-9436
Document Number	0054790431
Book / Page	5479 / 431
Map Reference	MB 102 PG 1
Instrument Date	Jan 26, 2022
Instrument	2022009706
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 20, 2022
Title Company	LENNAR TITLE INC

Transaction

Amount	Amount on Record
Tax	$2,184.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9440 PHILIPS HWY STE 7, 7, JACKSONVILLE, FL 32256-1339

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 BORACAY CIR, ST JOHNS, FL 32259-9436

Tax Assessment & Valuation

The 2025 property tax bill for 202 Boracay Cir was $4,907 with a homeowner's exemption, up 6.8% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$206,352 (+2.7%)	$258,367 (-12.28%) Land $65,000 Building $193,367
2025	$4,907.00 (+6.77%) Homeowner's exemption	$200,927 (+2.9%)	$294,537 (-0.8%) Land $65,000 Building $229,537
2024	$4,596.00 (+3.63%) Homeowner's exemption	$195,264 (+3%)	$296,925 (+8.59%) Land $75,000 Building $221,925
2023	$4,435.00 (+47.69%) Homeowner's exemption	$189,577 (+207.75%)	$273,442 (+343.9%) Land $70,000 Building $203,442
2022	$3,003.00	$61,600	$61,600 Land $61,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 202 Boracay Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 206 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	206 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 202 Boracay Cir is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 77% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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