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202 Birch Creek Ct, O Fallon, IL 62269 Property Records

St. Clair County property record for 202 Birch Creek Ct, O Fallon, IL 62269

Property Summary

Property TypeSingle Family Home
Details4 ba · 1,180 sqft · built 1990
Lot Size0.41 acres (17,860 sqft)
Owner2 Individual Names on File
Last Sale$462,500 (Jul 2025)
Tax Bill$4,303 (2025)
Deeds & MortgagesApr 2023 Sale & Mortgage
Aug 2020 Mortgage
+ 1 more
APN04-20-0-106-019

Property Details

APN / Parcel Number

Primary APN04-20-0-106-019

Interior

Full Baths4 Baths
Stories2 Stories
Building Area1,180 sqft Living Area
Upper Floors Area72 sqft
Basement Area1,180 sqft
Unfinished Basement1,180 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 2002
Exterior MaterialCombination
Construction TypeFrame
Lot Area17,860 sqft (0.41 acres)
Garage TypeMixed
Garage Area441 sqft
Parking Spaces2 Parking Spaces
Deck Area312 sqft
Patio Area312 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address202 BIRCH CREEK CT
CityO FALLON
StateIL
Zip62269-6705
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWINDING CREEK ESTATES LOT/SEC-22 A02853173
Legal SubdivisionWINDING CREEK
Legal Block106
JurisdictionST CLAIR IL
Township / Civil DivisionO'FALLON
Census Block Group2
Census Block2040
Census Tract504353

Owner

202 Birch Creek Ct is owned and occupied by two individuals who bought it in July 2025.

Source: St. Clair County records, as of September 21, 2026

Owner of Record2 Individual Names on File
Mailing Address202 BIRCH CREEK CT, O FALLON, IL 62269-6705
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 18, 2023Warranty Deed, Transfer · VA Mortgage
JACKSON FLAGSTAR CENTRE OFFICE
Aug 7, 2020Deed of Trust, Mortgage · Conventional Mortgage
FLAGSTAR BK
Jan 7, 2019Warranty Deed, Transfer · Conventional with PMI
UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 8, 2025 · Amount on File
Deed SaleJul 8, 2025 · Amount on File
Prior SaleApr 18, 2023 · Amount on File
Deed Document Number20252853173
Record UpdatedOct 29, 2026

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CLAIR IL
Recording DateApr 18, 2023
Property Address202 BIRCH CREEK CT, O FALLON, IL 62269-6705
Document Number0A02779000
Map ReferencePL 89 PG 14
Instrument DateApr 6, 2023
InstrumentA02779000
Transaction TypeTransfer
Record UpdatedMay 5, 2023
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$290.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1817 BEEKMAN ST, DANIEL ISLAND, SC 29492-8138

Transferred To (Grantee/Buyer)

NameVerified Name
Address202 BIRCH CREEK CT, O FALLON, IL 62269-6705
InvestorPossibly a Property Investor

Mortgage

Document Number0A02779001
DateApr 18, 2023
InstrumentA02779001
Lender
NameJACKSON FLAGSTAR CENTRE OFFICE
TypeBank
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2053
Interest
Rate TypeFixed Rate
Rate6.2%

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CLAIR IL
Property Address202 BIRCH CREEK CT, O FALLON, IL 62269-6705
Document Number00A2662069
Instrument DateAug 7, 2020
Transaction TypeMortgage
Record UpdatedOct 12, 2020
Title CompanyBENCHMARK TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address202 BIRCH CREEK CT O FALLON IL 622696705, O FALLON, IL 62269-6705

Mortgage

Document Number00A2662069
DateAug 14, 2020
Instrument2662069
Lender
NameFLAGSTAR BK
TypeBank
AddressTROY, MI 48098-2639
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 13, 2050

January 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CLAIR IL
Recording DateJan 7, 2019
Property Address202 BIRCH CREEK CT, O FALLON, IL 62269-6705
Document Number00A2600903
Instrument DateJan 4, 2019
Instrument2600903
Transaction TypeTransfer
Record UpdatedFeb 6, 2019
Title CompanyFIRST AMERICAN

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$410.25
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address202 BIRCH CREEK CT O FALLON IL 622696705, O FALLON, IL 62269-6705

Mortgage

Document NumberA2600904
DateJan 7, 2019
Instrument2600904
Lender
NameUNITED WHOLESALE MTG
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueJan 6, 2049
Interest
Rate4.75%

Tax Assessment & Valuation

The 2025 property tax bill for 202 Birch Creek Ct was $4,303 with a homeowner's exemption.

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

TypeName
StateIllinois
CountySt. Clair County
County SubdivisionO'Fallon Township
MunicipalityO'Fallon City
Elementary School DistrictO'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School DistrictO'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,303.00$131,397 Land $21,673 Building $109,724$394,191 Land $65,019 Building $329,172
2022$97,809 Land $16,133 Building $81,676$293,427 Land $48,399 Building $245,028

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 202 Birch Creek Ct; there have been 2 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on File
median of 12 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies12 in force
Nearby Flood Claims2 (2018–2023)
Most Recent ClaimJul 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 202 Birch Creek Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemO FALLON
serves 46,603 people · EPA ID IL1631100
Water SourcePurchased surface water from IL AMERICAN-EAST ST LOUIS
Last State InspectionNov 2023
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Wisper ISP
Fixed Wireless		100 / 20
AT&T
DSL		100 / 20

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