Erie County and West Seneca Town property record for 202 Bernadette Ter, Buffalo, NY 14224
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,326 sqft · built 1961 |
| Lot Size | 0.295 acres (12,825 sqft) |
| Owner | Individual Name on File |
| Last Sale | $256,000 (Dec 2024) |
| Tax Bill | $5,969 (2026) |
| Deeds & Mortgages | Apr 2022 Mortgage Feb 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-011-576 |
| Primary APN | 32-011-576 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,326 sqft Living Area |
| 1st Floor Area | 1,326 sqft |
| Game Room | Game Room |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Lot Area | 12,825 sqft (0.295 acres) |
| Lot Dimensions | 95 ft deep x 135 ft wide |
| Garage Type | Mixed |
| Garage Area | 850 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 256 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 32-011-576 |
|---|---|
| Street Address | 202 BERNADETTE TER |
| City | BUFFALO |
| State | NY |
| Zip | 14224-3806 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 07 - MIXED |
| Legal Description | MC-1852 SL-415,416 FISHER COURT S/D (FL-362) 135 X 95.00 IRR. |
| Legal Subdivision | BUFFALO CREEK RESERVATION |
| Legal Block | 10 |
| Legal Lot Number | 3.100 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | WEST SENECA |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 12001 |
202 Bernadette Ter is owned by an individual who bought it in December 2024.
Source: Erie County and West Seneca Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 621 GORSKI ST, BUFFALO, NY 14206 |
| Owner Type | Individual |
| Vesting | Individual(s) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 27, 2022 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Feb 24, 2021 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC |
| Apr 27, 2018 | Loan Modification, Mortgage · Conventional Mortgage M&T BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 20, 2024 · Amount on File |
| Deed Sale | Dec 20, 2024 · Amount on File |
| Prior Sale | Jun 13, 2007 · Amount on File |
| Deed Document Number | 20242024221022 |
| Deed Book / Page | 11440 / 2032 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 202 BERNADETTE TER, BUFFALO, NY 14224-3806 |
| Transaction Type | Mortgage |
| Record Updated | Jun 7, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 202 BERNADETTE TER, WEST SENECA, NY 14224-3806 |
| Document Number | 0140502255 |
|---|---|
| Date | Apr 27, 2022 |
| Book Page | 14050/2255 |
| Instrument | 2022083092 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 202 BERNADETTE TER, BUFFALO, NY 14224-3806 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2021 |
| Name | Verified Name |
|---|---|
| Address | 202 BERNADETTE TER, WEST SENECA, NY 14224-3806 |
| Document Number | 0139817883 |
|---|---|
| Date | Feb 24, 2021 |
| Book Page | 13981/7883 |
| Instrument | 2021035318 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 202 BERNADETTE TER, BUFFALO, NY 14224-3806 |
| Document Number | 0138548294 |
| Instrument Date | Apr 27, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2018 |
| Title Company | TITLE 365 |
| Name | Verified Name |
|---|---|
| Address | 475 CROSSPOINT PKWY GETZVILLE NY 140681609, GETZVILLE, NY 14068-1609 |
| Document Number | 0138548294 |
|---|---|
| Date | May 9, 2018 |
| Book Page | 013854/008294 |
| Name | M&T BK |
|---|---|
| Type | Bank |
| Address | GETZVILLE, NY 14068 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | May 8, 2038 |
| Rate | 6.37% |
|---|
The 2026 property tax bill for 202 Bernadette Ter was $5,969, up 1% from the year before.
Source: Erie County and West Seneca Town assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | West Seneca Town |
| Unified School District | West Seneca Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,969.00 (+99.97%) | ||
| 2025 | $2,985.00 (-49.71%) | $62,500 (-) Land $9,900 Building $52,600 | $260,400 (+4.16%) Land $41,247 Building $219,153 |
| 2024 | $5,936.00 Homeowner's exemption Senior Citizen's exemption | $62,500 (-) Land $9,900 Building $52,600 | $250,000 (+4%) Land $39,600 Building $210,400 |
| 2023 | $62,500 Land $9,900 Building $52,600 | $240,385 Land $38,077 Building $202,308 | |
| 2019 | $4,941.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 202 Bernadette Ter in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 202 Bernadette Ter has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ECWA DIRECT public/private · serves 313,380 people · EPA ID NY1400443 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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