202 Bent Tree Dr, Vine Grove, KY 40175 Property Records

Hardin County property record for 202 Bent Tree Dr, Vine Grove, KY 40175

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,394 sqft · built 1999
Lot Size0.467 acres (20,386 sqft)
Owner2 Individual Names on File
Last Sale$139,500 (Jul 2013)
Tax Bill$1,050 (2025)
Deeds & MortgagesSep 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN140-20-07-002

Property Details

APN / Parcel Number

Primary APN140-20-07-002

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,394 sqft Living Area
Attic Area1,900 sqft

Exterior

Year BuiltBuilt 1999
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Lot Area20,386 sqft (0.467 acres)
Garage TypeAttached
Garage Area506 sqft
Patio Area228 sqft

Utilities, Heating & Cooling

Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address202 BENT TREE DR
CityVINE GROVE
StateKY
Zip40175-9633
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBENT TREE EST LT 02
Legal SubdivisionBENT TREE EST
Legal Lot Number2
JurisdictionHARDIN KY
Township / Civil DivisionRADCLIFF
Census Block Group1
Census Block1020
Census Tract800

Owner

202 Bent Tree Dr is owned and occupied by two individuals who bought it in July 2013.

Source: Hardin County records, as of January 16, 2026

Owner of Record2 Individual Names on File
Mailing Address202 BENT TREE DR, VINE GROVE, KY 40175-9633
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 5, 2013 · Amount on File
Deed SaleJul 5, 2013 · Amount on File
Deed Document Number0013811281
Deed Book / Page1322 / 669
Prior Transfer DateMar 17, 2010
Prior Transfer Doc0001322669
Record UpdatedJun 8, 2026

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARDIN KY
Property Address202 BENT TREE DR, VINE GROVE, KY 40175-9633
Transaction TypeMortgage
Record UpdatedSep 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2211/660
DateSep 26, 2017
Book Page2211/660
Lender
NameWESBANCO BANK INC
TypeBank
AddressWHEELING, WV 26003
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 202 Bent Tree Dr was $1,050 with exemptions applied.

Source: Hardin County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyHardin County
MunicipalityVine Grove City
Unified School DistrictHardin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,050.00 Homeowner's exemption Additional exemption filed$157,600 Land $14,700 Building $142,900$157,600 Land $14,700 Building $142,900
2023$157,600 Land $14,700 Building $142,900$157,600 Land $14,700 Building $142,900
2021$967.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 202 Bent Tree Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 28 policies
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies28 in force
Nearby Flood Claims4 (2019–2025)
Claims Outside the SFHA3 of 4
Most Recent ClaimApr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 202 Bent Tree Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVINE GROVE WATER DEPARTMENT
serves 6,703 people · EPA ID KY0470440
Water SourcePurchased surface water from HARDIN COUNTY WATER DISTRICT #1
Last State InspectionApr 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureColiform assessment
Jun 2025
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
Brandenburg Telecom
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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