202 Bay Laurel Ct, Vista, CA 92083 Property Records

San Diego County property record for 202 Bay Laurel Ct, Vista, CA 92083

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,777 sqft · built 2019
Owner	2 Individual Names on Record
Last Sale	$790,000 (Jan 2026)
Tax Bill	$7,569 (2025)
Deeds & Mortgages	May 2021 Mortgage Dec 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`166-080-85-03`

Property Details

APN / Parcel Number

Primary APN	`166-080-85-03`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,777 sqft Living Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Condo/Apartment
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	202 BAY LAUREL CT
City	VISTA
State	CA
Zip	92083-4069
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R-M (21)
Legal Description	LOT 1 US 3 PER DOC19-0459476&UND INT IN TR 016370
Legal Subdivision	P17-0427
Legal Tract	016370
Legal Block	2
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2000
Census Tract	19405

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	202 BAY LAUREL CT, VISTA, CA 92083-4069
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
May 11, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Dec 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 27, 2023	Deed of Trust, Mortgage · Line of Credit US BANK NA
Mar 19, 2025	Deed of Trust, Mortgage · Closed-End Mortgage US BANK NA
Jan 23, 2026	Grant Deed, Transfer · Conventional Mortgage THE LOAN STORE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 23, 2026 · Amount on Record
Deed Sale	Jan 23, 2026 · Amount on Record
Prior Sale	Jul 21, 2020 · Amount on Record
Deed Document Number	202620942
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	202 BAY LAUREL CT, VISTA, CA 92083-4069
Transaction Type	Mortgage
Record Updated	Feb 2, 2026
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 BAY LAUREL CT, VISTA, CA 92083-4069

Mortgage

Document Number	0000359975
Date	May 11, 2021
Instrument	2021-0359975

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	202 BAY LAUREL CT, VISTA, CA 92083-4069
Transaction Type	Mortgage
Record Updated	Feb 2, 2026
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 BAY LAUREL CT, VISTA, CA 92083-4069

Mortgage

Document Number	0000839937
Date	Dec 13, 2021
Instrument	2021-0839937

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	202 BAY LAUREL CT, VISTA, CA 92083-4069
Transaction Type	Mortgage
Record Updated	Feb 2, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 BAY LAUREL CT, VISTA, CA 92083-4069

Mortgage

Document Number	0000199470
Date	Jul 27, 2023
Instrument	2023-0199470

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jul 15, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	202 BAY LAUREL CT, VISTA, CA 92083-4069
Transaction Type	Mortgage
Record Updated	Feb 2, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 BAY LAUREL CT, VISTA, CA 92083-4069

Mortgage

Document Number	0000069650
Date	Mar 19, 2025
Instrument	2025-0069650

Lender

Name	US BANK NA
Type	Bank
Address	HOPKINS, MN 55343

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Feb 23, 2055

January 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 23, 2026
Property Address	202 BAY LAUREL CT, VISTA, CA 92083-4069
Document Number	0000020942
Map Reference	MAP 16370
Instrument Date	Dec 15, 2025
Instrument	2026-0020942
Transaction Type	Transfer
Record Updated	Feb 2, 2026
Title Company	CHICAGO TITLE COMPANY-SD, CHICAGO TITLE COMPANY SD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	202 BAY LAUREL CT, VISTA, CA 92083-4069

Mortgage

Document Number	0000020943
Date	Jan 23, 2026
Instrument	2026-0020943

Lender

Name	THE LOAN STORE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Vista City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$615,124 (+2%) Land $320,183 Building $294,941
2025	$7,569.00 (+7.76%)	$603,063 (+4.04%) Land $313,905 Building $289,158
2023	$7,024.00 (+0.21%)	$579,647 Land $301,716 Building $277,931
2022	$7,009.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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