202 Areca Dr, Laredo, TX 78045 Property Records

Webb County property record for 202 Areca Dr, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	1,648 sqft · built 2015
Lot Size	0.138 acres (6,000 sqft)
Owner	Individual Name on File
Last Sale	$223,900 (Aug 2016)
Tax Bill	$1,496 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Feb 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`989-73008-040`

Property Details

APN / Parcel Number

Primary APN	`989-73008-040`
Alternative APN	`489742`

Interior

Stories	1 Story
Building Area	1,648 sqft Living Area
Gross Area	2,088 sqft
1st Floor Area	1,648 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,000 sqft (0.138 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	167 sqft

Location & Zoning

Street Address	202 ARECA DR
City	LAREDO
State	TX
Zip	78045-6822
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SAN ISIDRO NORTHEAST LOS PALMARES, BLOCK 8, LOT 4, UNIT 4
Legal Subdivision	SAN ISIDRO NORTHEAST LOS PALMARES
Legal Block	8
Legal Lot Number	4
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO NORTH-WEBB
Census Block Group	2
Census Block	2049
Census Tract	1727

Owner

202 Areca Dr is owned and occupied by an individual who bought it in August 2016.

Source: Webb County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	202 ARECA DR, LAREDO, TX 78045-6822
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2024	Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK
Feb 16, 2023	Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 30, 2016 · Amount on File
Deed Sale	Aug 30, 2016 · Amount on File
Prior Sale	Mar 26, 2013
Deed Document Number	20161273831
Deed Book / Page	4101 / 491
Prior Transfer Date	Aug 26, 2016
Prior Transfer Doc	004101/491
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	202 ARECA DR, LAREDO, TX 78045-6822
Transaction Type	Mortgage
Record Updated	Feb 22, 2024
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 ARECA DR, LAREDO, TX 78045-6822

Mortgage

Document Number	005600/593
Date	Feb 12, 2024
Book Page	5600/593
Instrument	1521730

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	480 Months
Due	Feb 1, 2064

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	202 ARECA DR, LAREDO, TX 78045-6822
Transaction Type	Mortgage
Record Updated	Mar 1, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 ARECA DR, LAREDO, TX 78045-6822

Mortgage

Document Number	0005416/46
Date	Feb 16, 2023
Book Page	5416/46
Instrument	1491830

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	480 Months
Due	Feb 1, 2063

Tax Assessment & Valuation

The 2025 property tax bill for 202 Areca Dr was $1,496 with a homeowner's exemption, down 14.1% from the year before.

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$293,982 (-0.59%) Land $92,700 Building $201,282	$293,982 (-0.59%) Land $92,700 Building $201,282
2025	$1,496.00 (-14.12%) Homeowner's exemption	$295,727 Land $92,700 Building $203,027	$295,727 Land $92,700 Building $203,027
2024	$1,742.00
2023		$260,797 Land $80,280 Building $180,517	$260,797 Land $80,280 Building $180,517
2022	$1,555.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 202 Areca Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 202 Areca Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 88% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 674 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Smartcom Telephone.

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