202 Ann St, Cumberland, RI 02864 Property Records

Cumberland Town property record for 202 Ann St, Cumberland, RI 02864

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,352 sqft · built 1954
Lot Size0.115 acres (5,009 sqft)
Owner2 Individual Names on File
Last Sale$415,000 (Mar 2024)
Tax Bill$4,171 (2026)
Deeds & MortgagesMar 2024 Sale
Jul 2020 Refinance
Flood ZoneZone X (minimal risk)
APN3-0019-20

Property Details

APN / Parcel Number

Primary APN3-0019-20
Alternative APNs
  • CUMB M:008 B:0071 L:000
  • 9990-92

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,352 sqft Living Area
Gross Area2,764 sqft
1st Floor Area968 sqft
Basement Area200 sqft
Unfinished Basement200 sqft

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,009 sqft (0.115 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number3-0019-20
Street Address202 ANN ST
CityCUMBERLAND
StateRI
Zip02864-7218
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code100
Legal Block71
JurisdictionCUMBERLAND RI
Township / Civil DivisionCUMBERLAND
Census Block Group2
Census Block2035
Census Tract11302

Owner

202 Ann St is owned and occupied by two individuals who bought it in March 2024.

Source: Cumberland Town records, as of October 21, 2026

Owner of Record2 Individual Names on File
Mailing Address202 ANN ST, CUMBERLAND, RI 02864-7218
OccupancyOwner Occupied
Owner TypeIndividual
VestingIndividual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 12, 2024Warranty Deed, Transfer
Jul 29, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
RADIUS FINANCIAL GROUP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 12, 2024 · Amount on File
Deed SaleMar 12, 2024 · Amount on File
Prior SaleJul 26, 2007 · Amount on File
Deed Document Number2024143032
Deed Book / Page1973 / 881
Record UpdatedOct 29, 2026

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCUMBERLAND RI
Recording DateMar 12, 2024
Property Address202 ANN ST, CUMBERLAND, RI 02864-7218
Document Number001973-881
Book / Page1973 / 881
Instrument DateMar 7, 2024
Instrument143032
Transaction TypeTransfer
Record UpdatedMar 28, 2024

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUMBERLAND RI
Property Address202 ANN ST, CUMBERLAND, RI 02864-7218
Transaction TypeMortgage
Record UpdatedMar 3, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1847-924
DateJul 29, 2020
Book Page1847/924
Instrument115870
Lender
NameRADIUS FINANCIAL GROUP
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueAug 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 202 Ann St was $4,171, up 3.5% from the year before.

Source: Cumberland Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionCumberland Town
Unified School DistrictCumberland School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,171.00 (+3.52%)$416,700 (+26.89%) Land $189,900 Building $226,800$458,781
2025$4,029.00$328,400 Land $125,400 Building $203,000
2023$3,816.00 (+6.83%)$328,400 (+37.81%) Land $125,400 Building $203,000
2022$3,572.00$238,300 Land $87,700 Building $150,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 202 Ann St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims6 (1979–2024)
Claims Outside the SFHA2 of 6
Most Recent ClaimJan 2024 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Mar 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 202 Ann St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPAWTUCKET WATER SUPPLY BOARD VEOLIA-NA
serves 98,130 people · EPA ID RI1592021
Water SourceSurface water
Last State InspectionJun 2024
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 571 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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