Ashe County property record for 202 Academy St, Jefferson, NC 28640
| Property Type | Single Family Home |
|---|---|
| Details | 1,460 sqft · built 1951 |
| Lot Size | 0.239 acres (10,400 sqft) |
| Owner | Individual Name on File |
| Last Sale | $216,000 (Jul 2026) |
| Tax Bill | $1,413 (2026) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Jan 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09263-001-510 |
| Primary APN | 09263-001-510 |
|---|---|
| Alternative APNs |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Building Area | 1,460 sqft Heated Area |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Architectural Style | Conventional |
| Lot Area | 10,400 sqft (0.239 acres) |
| Lot Dimensions | 160 ft deep x 65 ft wide |
| Account Number | 109680 |
|---|---|
| Old Parcel Number | 09263001510 |
| Street Address | 202 ACADEMY ST |
| City | JEFFERSON |
| State | NC |
| Zip | 28640-9096 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1 LOT FROM W RALPH STANSBERRY JAIL |
| Legal Subdivision | SURVEY FOR UNCLE JOES LLC |
| Legal Lot Number | F |
| Jurisdiction | ASHE NC |
| Township / Civil Division | JEFFERSON |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 970501 |
202 Academy St is owned by an individual who bought it in July 2026.
Source: Ashe County records, as of September 3, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 173, JEFFERSON, NC 28640-0173 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 15, 2026 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE MORTGAGE |
| Jan 28, 2021 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Jun 1, 2017 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 15, 2026 · Amount on File |
| Deed Sale | Jul 15, 2026 · Amount on File |
| Prior Sale | Jan 28, 2021 · Amount on File |
| Deed Document Number | 20263241 |
| Deed Book / Page | 586 / 2399 |
| Prior Transfer Date | May 15, 2017 |
| Prior Transfer Doc | 00481/0598 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ASHE NC |
| Recording Date | Jul 15, 2026 |
| Property Address | 202 ACADEMY ST, JEFFERSON, NC 28640-9096 |
| Document Number | 0000003241 |
| Book / Page | 586 / 2399 |
| Instrument Date | Jul 14, 2026 |
| Instrument | 20263241 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $43,632.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000003242, |
|---|---|
| Date | Jul 15, 2026 |
| Instrument | 20263242 |
| Name | MORTGAGE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.48% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Number | 0000003243, |
|---|---|
| Date | Jul 15, 2026 |
| Book Page | 586/2418 |
| Instrument | 20263243 |
| Name | HOUSING FINANCE AGENCY NC |
|---|
| Amount | Amount on Record |
|---|
| Rate | 6.48% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ASHE NC |
| Recording Date | Jan 28, 2021 |
| Property Address | 202 ACADEMY ST, JEFFERSON, NC 28640-9096 |
| Document Number | 00522/1828 |
| Book / Page | 522 / 1828 |
| Map Reference | MB 7 PG 757 |
| Instrument Date | Jan 28, 2021 |
| Instrument | 498 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2023 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $292.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 194 BC HUNTER RD, WARRENSVILLE, NC 28693-9103 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 202 ACADEMY ST, JEFFERSON, NC 28640-9096 |
| Document Number | 0000000499 |
|---|---|
| Date | Jan 28, 2021 |
| Instrument | 499 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Type Change Date | Feb 1, 2026 |
| Change Frequency | 5 Years |
| Min Rate At Change | 4.25% |
| Max Rate At Change | 6.37% |
| Index | 5-Year CMT |
| Max Rate | 10.3% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ASHE NC |
| Recording Date | Jun 1, 2017 |
| Property Address | 202 ACADEMY ST, JEFFERSON, NC 28640-9096 |
| Document Number | 00481/0598 |
| Book / Page | 0481 / 0598 |
| Map Reference | MB 414 PG 1963 |
| Instrument Date | May 15, 2017 |
| Instrument | 02317 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 495, JEFFERSON, NC 28640-0495 |
| Name | Verified Name |
|---|---|
| Address | 194 BC HUNTER RD, WARRENSVILLE, NC 28693-9103 |
The 2026 property tax bill for 202 Academy St was $1,413, up 5.7% from the year before.
Source: Ashe County assessment roll, as of September 3, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Ashe County |
| Municipality | Jefferson Town |
| Unified School District | Ashe County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,413.00 (+5.68%) | $173,700 (-) Land $22,600 Building $151,100 | $173,700 (-) Land $22,600 Building $151,100 |
| 2025 | $1,337.00 | $173,700 Land $22,600 Building $151,100 | $173,700 Land $22,600 Building $151,100 |
| 2023 | $1,276.00 (+8.5%) | $173,700 (+57.34%) Land $22,600 Building $151,100 | $173,700 (+57.34%) Land $22,600 Building $151,100 |
| 2022 | $1,176.00 | $110,400 Land $10,000 Building $100,400 | $110,400 Land $10,000 Building $100,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 202 Academy St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 202 Academy St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF JEFFERSON serves 1,740 people · EPA ID NC0105015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 2,000 / 2,000 |
| Optimum Cable | 940 / 35 |
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