202 4th Ave, Two Harbors, MN 55616 Property Records

Lake County property record for 202 4th Ave, Two Harbors, MN 55616

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 700 sqft · built 1929
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$176,000 (Jun 2023)
Deeds & Mortgages	May 2023 Sale & Mortgage Nov 2022 Sale + 1 more
APN	`23-7640-07090`

Property Details

APN / Parcel Number

Primary APN	`23-7640-07090`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	3 Stories
Building Area	700 sqft Gross Area
Fireplace	Fireplace

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1980
Architectural Style	Traditional
Exterior Material	Wood
Construction Type	Wood
Lot Area	6,970 sqft (0.16 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Porch	Open Porch
Porch Area	102 sqft
Deck Area	20 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	202 4TH AVE
City	TWO HARBORS
State	MN
Zip	55616-1404
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 BLOCK 7
Legal Block	7
Legal Lot Number	9
Jurisdiction	LAKE MN
Township / Civil Division	TWO HARBORS
Census Block Group	3
Census Block	3015
Census Tract	370400

Owner

Source: Lake County assessment roll, as of February 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	202 4TH AVE, TWO HARBORS, MN 55616-1404
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 31, 2023	Special Warranty Deed, Transfer · Stand-Alone First Mortgage NORTH SHORE FEDERAL CREDIT UNION
Nov 18, 2022	Quit Claim Deed, Transfer Quitclaim
Jul 6, 2018	Warranty Deed, Transfer · FHA Mortgage HANCOCK MTG PARTNERS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 1, 2023 · Amount on Record
Deed Sale	Jun 1, 2023 · Amount on Record
Prior Sale	Nov 18, 2022 · Amount on Record
Deed Document Number	202362
Prior Transfer Date	May 31, 2023
Prior Transfer Doc	A000202362
Record Updated	Jun 7, 2026

May 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LAKE MN
Recording Date	May 31, 2023
Property Address	202 4TH AVE, TWO HARBORS, MN 55616-1404
Document Number	A000202362
Instrument Date	May 23, 2023
Instrument	A000202362
Transaction Type	Transfer
Record Updated	Jun 20, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	224 3RD AVE, TWO HARBORS, MN 55616-1625

Mortgage

Document Number	A000202363
Date	May 31, 2023
Instrument	A000202363

Lender

Name	NORTH SHORE FEDERAL CREDIT UNION
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Jun 1, 2024

November 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE MN
Recording Date	Nov 18, 2022
Property Address	202 4TH AVE, TWO HARBORS, MN 55616-1404
Document Number	A000201466
Instrument Date	Nov 15, 2022
Instrument	A000201466
Transaction Type	Transfer
Record Updated	Dec 9, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 19560, MINNEAPOLIS, MN 55419-0560

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MN
Recording Date	Jul 6, 2018
Property Address	202 4TH AVE, TWO HARBORS, MN 55616-1404
Document Number	A000190093
Instrument Date	Jun 29, 2018
Instrument	A000190093
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 4TH AVE, TWO HARBORS, MN 55616-1404

Mortgage

Document Number	A000190094
Date	Jul 6, 2018
Instrument	A000190094

Lender

Name	HANCOCK MTG PARTNERS

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Lake County assessment roll, as of February 1, 2023

Property Jurisdictions

Type	Name
State	Minnesota
County	Lake County
Municipality	Two Harbors City
Unified School District	Lake Superior Public School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2023	$254,900 Land $21,300 Building $233,600	$254,900 Land $21,300 Building $233,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Two Harbors serves 3,698 people · EPA ID MN1380005
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 538 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Zito Media Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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