202 3rd Ave, Two Harbors, MN 55616 Property Records

Lake County property record for 202 3rd Ave, Two Harbors, MN 55616 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,425 sqft · built 1908
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Tax Bill	$4,400 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Feb 2022 Sale + 1 more
APN	`23-7640-14090`

Property Details

APN / Parcel Number

Primary APN	`23-7640-14090`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Stories	2 Stories
Building Area	1,425 sqft Gross Area
1st Floor Area	1,425 sqft
Flooring	Plywood
Interior Walls	Block
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1975
Architectural Style	Traditional
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Material	Wood
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Garage Type	Mixed
Garage Area	768 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Porch	Slab
Porch Area	252 sqft
Deck Area	80 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	202 3RD AVE
City	TWO HARBORS
State	MN
Zip	55616-1625
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 BLOCK 14
Legal Subdivision	EAST 02 HARBORS
Legal Block	14
Legal Lot Number	9
Jurisdiction	LAKE MN
Township / Civil Division	TWO HARBORS
Census Block Group	3
Census Block	3013
Census Tract	370400

Owner

Source: Lake County records · APN 23-7640-14090

Assessment roll updated August 6, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	202 3RD AVE, TWO HARBORS, MN 55616-1625
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 09, 2026	Deed of Trust, Mortgage · Line of Credit PARK STATE BANK
Feb 01, 2022	Deed, Transfer
Feb 11, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance LAKE BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MN
Property Address	202 3RD AVE, TWO HARBORS, MN 55616-1625
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000207959
Date	Mar 09, 2026
Instrument	A000207959

Lender

Name	PARK STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Feb 25, 2036

February 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	LAKE MN
Recording Date	Feb 01, 2022
Property Address	202 3RD AVE, TWO HARBORS, MN 55616-1625
Document Number	A000199509
Instrument Date	Jan 28, 2022
Instrument	A000199509
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MN
Property Address	202 3RD AVE, TWO HARBORS, MN 55616-1625
Transaction Type	Mortgage
Record Updated	Mar 03, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000196460
Date	Feb 11, 2021
Instrument	A000196460

Lender

Name	LAKE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated August 6, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Lake County
Municipality	Two Harbors City
Unified School District	Lake Superior Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$461,900 (+4.22%) Land $30,500 Building $431,400	$461,900 (+4.22%) Land $30,500 Building $431,400
2025	$4,400.00
2023		$443,200 Land $21,300 Building $421,900	$443,200 Land $21,300 Building $421,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 168 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
Zito West Holding	Fiber	1,000 / 1,000
Mediacom Communications	Cable	1,000 / 50
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on 3rd Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures