Story County property record for 202 2nd St, Colo, IA 50056
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,543 sqft · built 1977 |
| Lot Size | 0.663 acres (28,882 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $320,000 (Nov 2024) |
| Tax Bill | $5,294 (2025) |
| Deeds & Mortgages | Nov 2017 Mortgage Jan 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-08-225-160 |
| Primary APN | 12-08-225-160 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,543 sqft Living Area |
| 1st Floor Area | 1,200 sqft |
| Basement Area | 1,200 sqft |
| Finished Basement | 958 sqft |
| Unfinished Basement | 242 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | A-Frame |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 28,882 sqft (0.663 acres) |
| Garage Type | Attached |
| Garage Area | 443 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 188 sqft |
| Patio Area | 473 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 202 2ND ST |
|---|---|
| City | COLO |
| State | IA |
| Zip | 50056-7764 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECTION:08 TOWNSHIP:83 RANGE:21 NE NE COMM N1/4 COR E1738.2' S307.15' TO BEG W161.33' S135' E161.33' N135' TO BEG ANDWEIRS SD |
| Legal Range | 21W |
| Legal Township | 83N |
| Legal Section | 08 |
| Legal Subdivision | WEIRS SUB |
| Legal Lot Number | 16 |
| Jurisdiction | STORY IA |
| Township / Civil Division | NEW ALBANY |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 10200 |
Source: Story County records, as of September 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 208 NORTH ST, COLO, IA 50056-7769 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Nov 27, 2017 | Deed of Trust, Mortgage · VA Mortgage UNITED MILITARY MORTGAGE LLC |
| Jan 15, 2020 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| Dec 18, 2018 | Deed of Trust, Mortgage · Stand-Alone Refinance MEMBERS 1ST CU |
| Jan 19, 2021 | Deed of Trust, Mortgage · VA Mortgage AMERICAN FINANCING CORP |
| Feb 2, 2023 | Deed of Trust, Mortgage · Conventional Mortgage BANKERS TRUST CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 1, 2024 · Amount on Record |
| Deed Sale | Nov 1, 2024 · Amount on Record |
| Prior Sale | Feb 4, 2013 |
| Deed Document Number | 20248067 |
| Prior Transfer Date | Jan 24, 2013 |
| Prior Transfer Doc | 0000001292 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STORY IA |
| Property Address | 202 2ND ST, COLO, IA 50056-7764 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 201700011944 |
|---|---|
| Date | Nov 27, 2017 |
| Instrument | 2017-00011944 |
| Name | UNITED MILITARY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | LINDON, UT 84042 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Dec 1, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jan 1, 2022 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 3.75% |
| Index | 1-Year CMT |
| Max Rate | 3.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STORY IA |
| Property Address | 202 2ND ST, COLO, IA 50056-7764 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 20202000481 |
|---|---|
| Date | Jan 15, 2020 |
| Instrument | 202020-00481 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STORY IA |
| Property Address | 202 2ND ST, COLO, IA 50056-7764 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0201811345 |
|---|---|
| Date | Dec 18, 2018 |
| Instrument | 2018-11345 |
| Name | MEMBERS 1ST CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 289 Months |
| Due | Jan 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STORY IA |
| Property Address | 202 2ND ST, COLO, IA 50056-7764 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0202100822 |
|---|---|
| Date | Jan 19, 2021 |
| Instrument | 2021-00822 |
| Name | AMERICAN FINANCING CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STORY IA |
| Property Address | 202 2ND ST, COLO, IA 50056-7764 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0202300638 |
|---|---|
| Date | Feb 2, 2023 |
| Instrument | 2023-00638 |
| Name | BANKERS TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Story County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Iowa |
| Municipality | Colo City |
| County | Story County |
| Unified School District | Colo-NESCO Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,294.00 (+12.54%) Homeowner's exemption | $313,400 (+12.77%) Land $54,300 Building $259,100 | $313,400 (+12.77%) Land $54,300 Building $259,100 |
| 2024 | $4,704.00 (+2.35%) | ||
| 2023 | $277,900 Land $44,100 Building $233,800 | $277,900 Land $44,100 Building $233,800 | |
| 2022 | $4,596.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 71% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLO WATER SUPPLY serves 853 people · EPA ID IA8520061 |
|---|---|
| Water Source | Purchased groundwater from IA REGIONAL UTILITIES ASSOC (WAVERLY) |
| Last State Inspection | Apr 2025 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Colo Telephone Company Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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