202 1st Ave, Two Harbors, MN 55616 Property Records

Lake County property record for 202 1st Ave, Two Harbors, MN 55616

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 611 sqft · built 1941
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$77,900 (Jul 2018)
Tax Bill	$738 (2026)
Deeds & Mortgages	Jul 2018 Sale & Mortgage
APN	`23-7640-28090`

Property Details

APN / Parcel Number

Primary APN	`23-7640-28090`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	611 sqft Gross Area
1st Floor Area	611 sqft
Utility Area	96 sqft
Flooring	Wood
Interior Walls	Metal
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1995
Architectural Style	A-Frame
Exterior Material	Metal
Construction Type	Wood
Roof Material	Metal
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Garage Type	Mixed
Garage Area	352 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa
Deck Area	15 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	202 1ST AVE
City	TWO HARBORS
State	MN
Zip	55616-1610
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 BLOCK 28
Legal Block	28
Legal Lot Number	9
Jurisdiction	LAKE MN
Township / Civil Division	TWO HARBORS
Census Block Group	3
Census Block	3009
Census Tract	370400

Owner

202 1st Ave is owned and occupied by an individual who bought it in July 2018.

Source: Lake County records, as of October 22, 2026

Owner of Record	Individual Name on File
Mailing Address	202 1ST AVE, TWO HARBORS, MN 55616-1610
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 16, 2018 · Amount on File
Deed Sale	Jul 16, 2018 · Amount on File
Deed Document Number	2018190143
Record Updated	Oct 29, 2026

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MN
Recording Date	Jul 16, 2018
Property Address	202 1ST AVE, TWO HARBORS, MN 55616-1610
Document Number	A000190143
Instrument Date	Jul 13, 2018
Instrument	A000190143
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 1ST AVE, TWO HARBORS, MN 55616-1610

Mortgage

Document Number	A000190144
Date	Jul 16, 2018
Instrument	A000190144

Lender

Name	NORTH SHORE BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	174 Months
Due	Jan 1, 2033

Tax Assessment & Valuation

The 2026 property tax bill for 202 1st Ave was $738 with a homeowner's exemption.

Source: Lake County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Lake County
Municipality	Two Harbors City
Unified School District	Lake Superior Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$738.00 Homeowner's exemption	$162,800 Land $27,200 Building $135,600	$162,800 Land $27,200 Building $135,600
2023		$139,200 Land $19,000 Building $120,200	$139,200 Land $19,000 Building $120,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 202 1st Ave.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 202 1st Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Two Harbors serves 3,698 people · EPA ID MN1380005
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Zito Media Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50