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20198 Windemere Dr, Macomb, MI 48044 Property Records

Macomb County property record for 20198 Windemere Dr, Macomb, MI 48044

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,381 sqft · built 1996
Lot Size0.193 acres (8,407 sqft)
Owner2 Individual Names on Record
Last Sale$280,000 (Jun 2004)
Tax Bill$4,749 (2025)
Deeds & MortgagesJul 2025 Mortgage
Apr 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN20-08-33-254-005

Property Details

APN / Parcel Number

Primary APN20-08-33-254-005
Alternative APN
  • 0833254005

Interior

Full Baths2 Baths
Half Baths2 Half Baths
Stories2 Stories
Building Area2,381 sqft Living Area
1st Floor Area1,621 sqft
Basement Area1,621 sqft
Unfinished Basement1,621 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1997
Architectural StyleSplit Level
Roof TypeGable
Lot Area8,407 sqft (0.193 acres)
Lot Dimensions120 ft deep x 70 ft wide
Garage Area441 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area60 sqft
Patio Area905 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address20198 WINDEMERE DR
CityMACOMB
StateMI
Zip48044-3524
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionWINDEMERE WOODS SUB LOT 21 LIBER: 97 PAGES: 1-5
Legal SubdivisionWINDEMERE WOODS SUB
Legal Lot Number21
JurisdictionMACOMB MI
Township / Civil DivisionMACOMB
Census Block Group2
Census Block2012
Census Tract224201

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address20198 WINDEMERE DR, MACOMB, MI 48044-3524
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Jul 30, 2025Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Apr 10, 2026Quit Claim Deed, Transfer · Conventional Mortgage
JPMORGAN CHASE BANK N A

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 14, 2004 · Amount on Record
Deed SaleJun 14, 2004 · Amount on Record
Prior SaleMay 6, 1998 · Amount on Record
Deed Document Number20044137382
Deed Book / Page15542 / 878
Last Transfer DateApr 6, 2026
Transfer Doc0000034892
Record UpdatedOct 29, 2026

July 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address20198 WINDEMERE DR, MACOMB, MI 48044-3524
Transaction TypeMortgage
Record UpdatedApr 28, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address20198 WINDEMERE DR, MACOMB, MI 48044-3524

Mortgage

Document Number2500067364
DateJul 30, 2025
Book Page30212/132
Instrument202500067364
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2055

April 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMACOMB MI
Recording DateApr 10, 2026
Property Address20198 WINDEMERE DR, MACOMB, MI 48044-3524
Document Number0000034892
Book / Page30609 / 84
Instrument DateApr 6, 2026
Instrument202634892
Transaction TypeTransfer
Record UpdatedJul 12, 2026
Title CompanyDOMA TITLE INSURANCE

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address20198 WINDEMERE DR, MACOMB, MI 48044-3524

Mortgage

Document Number0000034893,
DateApr 10, 2026
Instrument202634893
Lender
NameJPMORGAN CHASE BANK N A
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2056
Interest
Rate TypeFixed Rate
Rate5.98%
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMacomb County
County SubdivisionMacomb Township
Unified School DistrictChippewa Valley Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$214,900 (+3.77%)$429,800 (+3.77%)
2025$4,749.00 (+13.13%) Homeowner's exemption$207,100 (+13.48%)$414,200 (+13.48%)
2023$182,500$365,000
2022$4,198.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMACOMB TOWNSHIP
serves 90,000 people · EPA ID MI0003990
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionJan 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 528 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

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