20198 Normandy Ct, Castro Valley, CA 94546 Property Records

Alameda County property record for 20198 Normandy Ct, Castro Valley, CA 94546

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,353 sqft · built 1958
Lot Size	0.13 acres (5,665 sqft)
Owner	2 Individual Names on Record
Last Sale	$810,000 (Jun 2019)
Tax Bill	$11,448 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`84C-669-97`

Property Details

APN / Parcel Number

Primary APN	`84C-669-97`
Alternative APN	`084C-0669-097-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,353 sqft Living Area

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1959
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	5,665 sqft (0.13 acres)

Location & Zoning

Street Address	20198 NORMANDY CT
City	CASTRO VALLEY
State	CA
Zip	94546-4605
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00011 BLK: 000B TR: 1788
Legal Tract	1788
Legal Block	B
Legal Lot Number	11
Jurisdiction	ALAMEDA CA
Township / Civil Division	HAYWARD
Census Block Group	3
Census Block	3011
Census Tract	430800

Owner

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20198 NORMANDY CT, CASTRO VALLEY, CA 94546-4605
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC
Jun 21, 2019	Grant Deed, Transfer · Conventional Mortgage CITADEL SVCNG CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2019 · Amount on Record
Deed Sale	Jun 21, 2019 · Amount on Record
Prior Sale	Jun 1, 2001 · Amount on Record
Deed Document Number	2019118188
Prior Transfer Date	Dec 11, 2008
Prior Transfer Doc	0000356006
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	20198 NORMANDY CT, CASTRO VALLEY, CA 94546-4605
Document Number	0000101882
Instrument Date	Apr 24, 2020
Transaction Type	Mortgage
Record Updated	Jun 22, 2020
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	20198 NORMANDY CT CASTRO VALLEY CA 945464605, CASTRO VALLEY, CA 94546-4605

Mortgage

Document Number	0000101882
Date	May 1, 2020
Instrument	101882

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 30, 2050

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Jun 21, 2019
Property Address	20198 NORMANDY CT, CASTRO VALLEY, CA 94546-4605
Document Number	0000118188
Instrument Date	Jun 6, 2019
Instrument	118188
Transaction Type	Transfer
Record Updated	Jul 26, 2019
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$891.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	20198 NORMANDY CT CASTRO VALLEY CA 945464605, CASTRO VALLEY, CA 94546-4605

Mortgage

Document Number	118189
Date	Jun 21, 2019
Instrument	118189

Lender

Name	CITADEL SVCNG CORP
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 20, 2049

Interest

Rate Type	Adjustable Rate
Rate	6.24%

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Unified School District	Castro Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$914,625 (+1.23%) Land $276,487 Building $645,138
2025	$11,448.00 (+3.87%) Homeowner's exemption	$903,554 (+4.04%) Land $271,066 Building $632,488
2023	$11,021.00 Homeowner's exemption	$868,473 Land $260,542 Building $607,931	$904,230

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 777 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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