20198 County 50, Park Rapids, MN 56470 Property Records

Hubbard County property record for 20198 County 50, Park Rapids, MN 56470

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,388 sqft · built 1920
Lot Size	0.42 acres (18,295 sqft)
Owner	2 Individual Names on Record
Last Sale	$239,900 (Oct 2011)
Tax Bill	$2,646 (2026)
Deeds & Mortgages	Dec 2020 Refinance Oct 2011 Sale & Mortgage + 1 more
APN	`16.35.01900`

Property Details

APN / Parcel Number

Primary APN	`16.35.01900`
Alternative APN	`45074`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,388 sqft Living Area
1st Floor Area	1,520 sqft
Basement Area	206 sqft
Finished Basement	206 sqft
Flooring	Tile
Interior Walls	Plywood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1985
Exterior Material	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	18,295 sqft (0.42 acres)
Lot Width	67 ft Width
Garage Area	896 sqft
Driveway	Concrete Driveway
Driveway Area	2,000 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Deck Area	320 sqft
Patio Area	152 sqft
Shed	1 Shed
Shed Area	112 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water

Location & Zoning

Account Number	45074
Street Address	20198 COUNTY 50
City	PARK RAPIDS
State	MN
Zip	56470-5279
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-35 TWP-141 RANGE-034 .42 AC 35-14 PAR OF LOT 4 D125 P3 38
Legal Range	34
Legal Township	141
Legal Section	35
Legal Lot Number	4
Jurisdiction	HUBBARD MN
Township / Civil Division	LAKE EMMA
Census Block Group	2
Census Block	2030
Census Tract	70200

Owner

Source: Hubbard County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5975 CATHCART DR, EXCELSIOR, MN 55331-8916
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 24, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance BELL BANK
Oct 27, 2011	Warranty Deed, Transfer · Conventional Mortgage BMO HARRIS BANK NA
Feb 26, 2010	Limited Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2011 · Amount on Record
Deed Sale	Oct 27, 2011 · Amount on Record
Prior Sale	Feb 26, 2010 · Amount on Record
Deed Document Number	2011355198
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUBBARD MN
Property Address	20198 COUNTY 50, PARK RAPIDS, MN 56470-5279
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000413917
Date	Dec 24, 2020
Instrument	A000413917

Lender

Name	BELL BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2036

October 2011: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HUBBARD MN
Recording Date	Oct 27, 2011
Property Address	20198 COUNTY 50, PARK RAPIDS, MN 56470-5279
Document Number	A000355198
Instrument Date	Oct 26, 2011
Instrument	A000355198
Transaction Type	Transfer
Record Updated	May 15, 2026
Title Company	LEER TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$791.67
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5975 CATHCART DR, EXCELSIOR, MN 55331-8916

Mortgage

Document Number	A000355199
Date	Oct 27, 2011
Instrument	A000355199

Lender

Name	BMO HARRIS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2041

February 2010: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	HUBBARD MN
Recording Date	Feb 26, 2010
Property Address	20198 COUNTY 50, PARK RAPIDS, MN 56470-5279
Document Number	A000344871
Instrument Date	Feb 26, 2010
Instrument	A000344871
Transaction Type	Transfer
Record Updated	May 15, 2026

Transaction

Amount	Amount Recorded
Tax	$873.42
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 364, PARK RAPIDS, MN 56470-0364

Tax Assessment & Valuation

Source: Hubbard County assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hubbard County
County Subdivision	Lake Emma Township
Unified School District	Park Rapids Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,646.00
2025	$2,646.00 (-1.05%)	$414,800 (+6.52%) Land $180,200 Building $234,600	$414,800 (+6.52%) Land $180,200 Building $234,600
2022	$2,674.00	$389,400 Land $132,100 Building $257,300	$389,400 Land $132,100 Building $257,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1999–2001)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2001 · Severe Winter Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 82% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Paul Bunyan Communications Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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