20198 190th Ave, Big Rapids, MI 49307 Property Records

Mecosta County property record for 20198 190th Ave, Big Rapids, MI 49307

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,256 sqft · built 1961
Lot Size	34 acres (1,481,040 sqft)
Owner	Individual Name on Record
Last Sale	$195,000 (Jul 2020)
Tax Bill	$3,136 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01 024 015 000`

Property Details

APN / Parcel Number

Primary APN	`01 024 015 000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	2,256 sqft Living Area
1st Floor Area	1,680 sqft
Basement Area	1,232 sqft
Unfinished Basement	1,232 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Ranch
Lot Area	1,481,040 sqft (34 acres)
Garage Area	576 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	20198 190TH AVE
City	BIG RAPIDS
State	MI
Zip	49307-9369
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 24 T16N R10W SW 1/4 SW 1/4 EXC BEG AT SW COR TH E 711.83 FT TH N 208.71 FT TH W 208.71 FT TH N 224.19 FT TH W 503.12 FT T
Legal Range	10W
Legal Township	16N
Legal Section	24
Jurisdiction	MECOSTA MI
Township / Civil Division	GREEN
Census Block Group	2
Census Block	2018
Census Tract	960400

Owner

Source: Mecosta County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	20198 190TH AVE, BIG RAPIDS, MI 49307-9369
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Jul 15, 2020	Warranty Deed, Transfer · Conventional Mortgage TOWNE MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 15, 2020 · Amount on Record
Deed Sale	Jul 15, 2020 · Amount on Record
Deed Document Number	20205025
Deed Book / Page	904 / 3423
Prior Transfer Date	Oct 30, 2007
Prior Transfer Doc	0000009620
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECOSTA MI
Property Address	20198 190TH AVE, BIG RAPIDS, MI 49307-9369
Transaction Type	Mortgage
Record Updated	Jan 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20198 190TH AVE, BIG RAPIDS, MI 49307-9369

Mortgage

Document Number	00916/2222
Date	Jan 4, 2022
Book Page	916/2222
Instrument	202200000080

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECOSTA MI
Recording Date	Jul 15, 2020
Property Address	20198 190TH AVE, BIG RAPIDS, MI 49307-9369
Document Number	904/3423
Book / Page	904 / 3423
Instrument Date	Jul 8, 2020
Instrument	202000005025
Transaction Type	Transfer
Record Updated	Jul 5, 2021
Title Company	LAKELAND TITLE/MECOSTA COMPANY, LAKELAND TITLE OF MECOSTA CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,677.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	607 ROSE AVE, 607, BIG RAPIDS, MI 49307-1369

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6507 VAN DAM AVE, HUDSONVILLE, MI 49426-9178

Mortgage

Document Number	202000005026
Date	Jul 15, 2020
Instrument	202000005026

Lender

Name	TOWNE MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Mecosta County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Mecosta County
County Subdivision	Green Charter Township
Unified School District	Big Rapids Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$176,300 (+28.4%)	$352,600 (+28.4%)
2025	$3,136.00
2023		$137,300	$274,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Point Broadband Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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