20197 Kingmont Dr, Estero, FL 33928 Property Records

Lee County property record for 20197 Kingmont Dr, Estero, FL 33928

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · built 2023
Lot Size0.189 acres (8,232 sqft)
Owner2 Individual Names on File
Last Sale$667,500 (May 2023)
Tax Bill$9,401 (2025)
Deeds & MortgagesMay 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN30-46-27-L1-0300C.3560

Property Details

APN / Parcel Number

Primary APN30-46-27-L1-0300C.3560
Alternative APNs
  • 273046L10300C3560
  • 10604147

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Lot Area8,232 sqft (0.189 acres)
View / LotLake

Exterior Amenities

Pool TypePool Type
Pool Area1 sqft
PorchPorch
Porch Area273 sqft
Patio Area630 sqft

Location & Zoning

Account Number10604147
Street Address20197 KINGMONT DR
CityESTERO
StateFL
Zip33928-9658
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMPD
Legal DescriptionVERDANA VILLAGE PHASE 1B BLOCK C LOT 356 A REPLAT OF TRACT F-2 AS DESC IN INST 2021000198492
Legal Range27E
Legal Township46S
Legal Section30
Legal SubdivisionVERDANA VILLAGE
Legal Phase1
Legal TractF-2
Legal BlockC
Legal Lot Number356
JurisdictionLEE FL
Township / Civil DivisionBONITA SPRINGS
Census Block Group1
Census Block1003
Census Tract50312

Owner

20197 Kingmont Dr is owned and occupied by two individuals who bought it in May 2023.

Source: Lee County records, as of October 15, 2026

Owner of Record2 Individual Names on File
Mailing Address20197 KINGMONT DR, ESTERO, FL 33928-9658
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 31, 2023 · Amount on File
Deed SaleMay 31, 2023 · Amount on File
Prior SaleSep 12, 2022 · Amount on File
Deed Document Number2023191384
Record UpdatedOct 29, 2026

May 2023: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionLEE FL
Recording DateMay 31, 2023
Property Address20197 KINGMONT DR, ESTERO, FL 33928-9658
Document Number0000191384
Map ReferenceDOC 2021000198492
Instrument DateMay 25, 2023
Instrument2023000191384
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 9, 2024
Title CompanyLENNAR TITLE INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,672.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10481 BEN C PRATT/6 MILE CYPRESS PKWY, FORT MYERS, FL 33966-6460

Transferred To (Grantee/Buyer)

NameVerified Name
Address20197 KINGMONT DR, ESTERO, FL 33928-9658

Mortgage

Document Number0000191385
DateMay 31, 2023
Instrument2023000191385
Lender
NameLENNAR MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 20197 Kingmont Dr was $9,401 with a homeowner's exemption.

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$542,131 (-9.38%) Land $91,824 Building $450,307$542,131 (-9.38%) Land $91,824 Building $450,307
2025$9,401.00 Homeowner's exemption$598,276 Land $97,708 Building $500,568$598,276 Land $97,708 Building $500,568
2023$3,178.00 (+38.54%)$90,529 (+31.55%) Land $90,529$90,529 (+31.55%) Land $90,529
2022$2,294.00$68,815 Land $68,815$68,815 Land $68,815

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 20197 Kingmont Dr in Zone X, an area of minimal flood risk, though there have been 42 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 205 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies329 units insured
incl. 124 condo units
Nearby Flood Claims42 (1981–2024)
Claims Outside the SFHA9 of 42
Most Recent ClaimAug 2024 · other causes
Claims by Event
  • Hurricane Ian, Sep 2022 · 3 claims
  • Hurricane Ian, Sep 2022 · 2 claims
  • Hurricane Irma, Sep 2017 · 26 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20197 Kingmont Dr is high, ranking above 80% of the US, with a 0.7% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 80% of the US · above 69% of Florida
Wildfire Likelihood0.7% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
2,000 / 1,000
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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