Dubuque County property record for 20196 Urbain Rd, Bernard, IA 52032
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 5 ba · 1,922 sqft · built 2007 |
| Lot Size | 73.8 acres (3,217,777 sqft) |
| Owner | Individual Name on File |
| Last Sale | $294,000 (Jan 2007) |
| Tax Bill | $5,374 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-06-376-002 |
| Primary APN | 20-06-376-002 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 3 Half Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,922 sqft Living Area |
| 1st Floor Area | 764 sqft |
| Upper Floors Area | 728 sqft |
| Basement Area | 1,922 sqft |
| Year Built | Built 2007 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood Frame |
| Lot Area | 3,217,777 sqft (73.8 acres) |
| Garage Type | Detached |
| Garage Area | 864 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | 408 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Street Address | 20196 URBAIN RD |
|---|---|
| City | BERNARD |
| State | IA |
| Zip | 52032-9650 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | CO |
| Legal Description | LOT 1 HUNT FARM SUB, AMENDED; |
| Legal Range | 01E |
| Legal Township | 87N |
| Legal Section | 06 |
| Legal Subdivision | HUNT FARM SUB |
| Legal Lot Number | 1 |
| Jurisdiction | DUBUQUE IA |
| Township / Civil Division | PRAIRIE CREEK |
| Census Block Group | 3 |
| Census Block | 3079 |
| Census Tract | 10300 |
20196 Urbain Rd, a rural home, is owned and occupied by an individual who bought it in January 2007.
Source: Dubuque County records, as of October 6, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 20196 URBAIN RD, BERNARD, IA 52032-9650 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 15, 2007 · Amount on File |
| Deed Sale | Jan 15, 2007 · Amount on File |
| Deed Document Number | 2007-00000668 |
| Record Updated | Jun 7, 2026 |
Source: Dubuque County assessment roll, as of May 1, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Dubuque County |
| Unified School District | Western Dubuque County Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $498,645 Land $162,945 Building $335,700 | $498,645 Land $162,945 Building $335,700 | |
| 2024 | $5,374.00 | ||
| 2023 | $426,385 (+25.76%) Land $129,085 Building $297,300 | $426,385 Land $129,085 Building $297,300 | |
| 2022 | $4,944.00 Additional exemption filed | $339,050 Land $102,150 Building $236,900 | |
| 2021 | $339,050 Land $102,150 Building $236,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20196 Urbain Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2011) |
| Most Recent Claim | Jul 2011 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20196 Urbain Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 49% of Iowa |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Bernard Telephone Company Fiber | 1,000 / 1,000 |
| Maquoketa Valley Electric Cooperative Fiber | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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