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20195 Cedar Ave, Tracy, CA 95304 Property Records

San Joaquin County property record for 20195 Cedar Ave, Tracy, CA 95304 · Last verified October 2025

Property Highlights

Property TypeResidential > Single Family > Rural Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 1978
Square Footage2,220 sqft Living Area
Lot Size56,192 sqft (1.29 acres)
OccupancyOwner Occupied
Last Sale$900,000 (2023)
Tax Bill$9,863.00 (2025)

Property Details

APN / Parcel Number

Primary APN213-190-100-000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area2,220 sqft Living Area
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1978
Architectural StyleOther Style
Construction TypeWood Construction
Lot Area56,192 sqft (1.29 acres)
Parking Spaces2 Parking Spaces
Garage TypeMixed Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Street Address20195 CEDAR AVE
CityTRACY
StateCA
Zip95304-9508
Property UsageResidential Property Usage
TypeResidential > Single Family > Rural Home
Legal DescriptionMAP REF:MB 213 PG 19
Legal SubdivisionPESCADERO COLONY 02
Legal Lot Number10
JurisdictionSAN JOAQUIN CA
Minor Civil DivisionTRACY
Census Blockgroup1
Census Block1030
Census Tract5214

Owner

Source: San Joaquin County records · APN 213-190-100-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address20195 CEDAR AVE, TRACY, CA 95304-9508
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 30, 2023Intrafamily Transfer, Transfer
TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO
Aug 30, 2023Grant Deed, Transfer · Conventional Mortgage
BANK OF AMERICA NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 30, 2023 · Amount on Record
Deed SaleAug 30, 2023 · Amount on Record
Prior SaleAug 30, 2023
Deed Doc Number2023-068744
Record RefreshedJun 08, 2026

August 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN JOAQUIN CA
Recording DateAug 30, 2023
Property Address20195 CEDAR AVE, TRACY, CA 95304-9508
Document Number0000068743
Map ReferenceMB 10 PG 103
Instrument DateAug 29, 2023
Instrument2023-068743
Transaction TypeTransfer
Record UpdatedSep 11, 2023
Title CompanyTWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20195 CEDAR AVE, TRACY, CA 95304-9508

August 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateAug 30, 2023
Property Address20195 CEDAR AVE, TRACY, CA 95304-9508
Document Number0000068744
Map ReferenceMB 10 PG 103
Instrument DateAug 14, 2023
Instrument2023-068744
Transaction TypeTransfer
Record UpdatedSep 11, 2023
Title CompanyTWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Notice of Trustee Sale
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20195 CEDAR AVE, TRACY, CA 95304-9508

Mortgage

Document Number0000068745
DateAug 30, 2023
Instrument2023-068745
Lender
NameBANK OF AMERICA NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2053

Tax Assessment & Valuation

Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
Unified School DistrictBanta Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$9,863.00 (+45.07%)$918,000 (+44.47%) Land $510,000 Building $408,000
2023$6,799.00 (+1.84%) Homeowner's exemption$635,433 Land $204,978 Building $430,455
2022$6,676.00

Flood & Wildfire

20195 Cedar Ave is in FEMA Zone AE, inside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · San Joaquin County (06077C), updated September 27, 2026

FEMA Flood ZoneZone AE
1% annual chance, base flood elevation determined
Special Flood Hazard AreaYes
flood insurance required for federally backed mortgages
FloodwayNo
Base Flood Elevation22.0 ft
vertical datum per the FIRM (NAVD88 on current maps)

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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