20194 E Zaragoza Dr, Mayer, AZ 86333 Property Records

Yavapai County property record for 20194 E Zaragoza Dr, Mayer, AZ 86333

Property Summary

Property Type	Single Family Home
Details	1,451 sqft · built 2000
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on File
Last Sale	$109,000 (Apr 2004)
Tax Bill	$174 (2025)
Deeds & Mortgages	Nov 2021 Reverse Mortgage Nov 2021 Reverse Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`500-32-865`

Property Details

APN / Parcel Number

Primary APN	`500-32-865`
Alternative APNs	`5003286506` `500328656`

Interior

Stories	1 Story
Building Area	1,451 sqft Living Area
Gross Area	1,913 sqft
1st Floor Area	1,451 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	11,761 sqft (0.27 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	500328656
Street Address	20194 E ZARAGOZA DR
City	MAYER
State	AZ
Zip	86333-2121
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CORDES LAKES #8 LOT 3315
Legal Range	02E
Legal Township	11
Legal Section	24
Legal Subdivision	CORDES LAKES
Legal Lot Number	3315
Jurisdiction	YAVAPAI AZ
Township / Civil Division	CORDES LAKES-MAYER
Census Block Group	2
Census Block	2052
Census Tract	1502

Owner

Source: Yavapai County assessment roll, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	20194 E ZARAGOZA DR, MAYER, AZ 86333-2121
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2021	Deed of Trust, Mortgage · Reverse Mortgage PHH MORTGAGE SERVICES CORP
Nov 23, 2021	Deed of Trust, Mortgage · Reverse Mortgage PHH MORTGAGE SERVICES CORP
Jul 27, 2020	Deed of Trust, Mortgage · FHA Mortgage MUTUAL/OMAHA MTG LLC
Jul 27, 2020	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 12, 2004 · Amount on Record
Deed Sale	Apr 12, 2004 · Amount on Record
Prior Sale	Apr 30, 1999 · Amount on Record
Deed Document Number	20043705074
Deed Book / Page	4136 / 874
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YAVAPAI AZ
Property Address	20194 E ZARAGOZA DR, MAYER, AZ 86333-2121
Transaction Type	Mortgage
Record Updated	Dec 15, 2021
Title Company	NATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20194 E ZARAGOZA DR, MAYER, AZ 86333-2121

Mortgage

Document Number	0000083625
Date	Nov 23, 2021
Instrument	2021-0083625

Lender

Name	PHH MORTGAGE SERVICES CORP
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	792 Months
Due	Nov 9, 2087

Interest

Rate Type	Adjustable Rate
Rate	1.91%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2022
Change Frequency	Annually
Index	1-Year CMT
Max Rate	6.91%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YAVAPAI AZ
Property Address	20194 E ZARAGOZA DR, MAYER, AZ 86333-2121
Transaction Type	Mortgage
Record Updated	Dec 15, 2021
Title Company	NATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20194 E ZARAGOZA DR, MAYER, AZ 86333-2121

Mortgage

Document Number	0000083624
Date	Nov 23, 2021
Instrument	2021-0083624

Lender

Name	PHH MORTGAGE SERVICES CORP
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	792 Months
Due	Nov 9, 2087

Interest

Rate Type	Adjustable Rate
Rate	1.91%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2022
Change Frequency	Annually
Index	1-Year CMT
Max Rate	6.91%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YAVAPAI AZ
Property Address	20194 E ZARAGOZA DR, MAYER, AZ 86333-2121
Document Number	0000042961
Instrument Date	Jul 27, 2020
Transaction Type	Mortgage
Record Updated	Aug 17, 2020
Title Company	DRIGGS TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20194 E ZARAGOZA DR MAYER AZ 863332121, MAYER, AZ 86333-2121

Mortgage

Document Number	0000042961
Date	Jul 31, 2020
Instrument	42961

Lender

Name	MUTUAL/OMAHA MTG LLC
Address	SAN DIEGO, CA 92108

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	804 Months
Due	Jul 30, 2087

Interest

Rate Type	Adjustable Rate
Rate	3.22%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YAVAPAI AZ
Property Address	20194 E ZARAGOZA DR, MAYER, AZ 86333-2121
Document Number	0000042962
Instrument Date	Jul 27, 2020
Transaction Type	Mortgage
Record Updated	Aug 17, 2020
Title Company	DRIGGS TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20194 E ZARAGOZA DR MAYER AZ 863332121, MAYER, AZ 86333-2121

Mortgage

Document Number	0000042962
Date	Jul 31, 2020
Instrument	42962

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	804 Months
Due	Jul 30, 2087

Interest

Rate Type	Adjustable Rate
Rate	3.22%

Tax Assessment & Valuation

Source: Yavapai County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Yavapai County
Unified School District	Mayer Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027		$26,004 (+3.14%)	$260,040 (+3.14%) Land $19,060 Building $240,980
2026		$25,212 (-2.23%)	$252,117 (-2.22%) Land $17,187 Building $234,930
2025	$174.00 (-11.68%) Widower's exemption	$25,786 Land $1,433 Building $24,353	$257,853 Land $14,326 Building $243,527
2024	$197.00 (-17.23%) Additional exemption filed
2022	$238.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 68% of Arizona
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CORDES LAKES WATER COMPANY private · serves 4,425 people · EPA ID AZ0413023
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator.

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Nov 2018 Coliform assessment Aug 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wecom Fiber	3,000 / 3,000
Mile High Networks Fixed Wireless	1,000 / 1,000

May also be available: Verizon.

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