20193 Gem Rd, Lincoln, AR 72744 Property Records

Washington County property record for 20193 Gem Rd, Lincoln, AR 72744

Property Summary

Property Type	Rural Home
Details	2 ba · 2,111 sqft · built 2020
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Last Sale	$40,000 (Apr 2020)
Tax Bill	$3,922 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Apr 2020 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`001-09294-017`

Property Details

APN / Parcel Number

Primary APN	`001-09294-017`
Alternative APNs	`808091.0` `121931`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,111 sqft Living Area
1st Floor Area	2,111 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	217,800 sqft (5 acres)
Garage Type	Attached
Garage Area	1,176 sqft
Driveway	Concrete Driveway
Driveway Area	720 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	20193 GEM RD
City	LINCOLN
State	AR
Zip	72744-9303
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	PT NE SW 5.00 AC FURTHER DESCRIBED PER 2017-37056: THE NORTHEAST QUARTER OF THE SOUTHWEST QUARTER OF SECTION 1, TOWNSHIP 15 N
Legal Range	33
Legal Township	15
Legal Section	01
Jurisdiction	WASHINGTON AR
Township / Civil Division	ILLINOIS
Census Block Group	2
Census Block	2068
Census Tract	10513

Owner

20193 Gem Rd, a rural home, is owned by two individuals who bought it in April 2020.

Source: Washington County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	17751 BETHEL BLACKTOP RD, LINCOLN, AR 72744-9450
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage ARVEST BANK
Apr 29, 2020	Warranty Deed, Transfer · Line of Credit ARVEST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2020 · Amount on File
Deed Sale	Apr 29, 2020 · Amount on File
Deed Document Number	202013317
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON AR
Property Address	20193 GEM RD, LINCOLN, AR 72744-9303
Transaction Type	Mortgage
Record Updated	Jul 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100011478
Date	Mar 29, 2021
Instrument	2021-00011478

Lender

Name	ARVEST BANK
Type	Bank
Address	LOWELL, AR 72745

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON AR
Recording Date	Apr 29, 2020
Property Address	20193 GEM RD, LINCOLN, AR 72744-9303
Document Number	202000013317
Instrument Date	Apr 27, 2020
Instrument	2020-00013317
Transaction Type	Transfer
Record Updated	Jul 19, 2022
Title Company	WACO TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$132.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20187 GEM RD, 20187, LINCOLN, AR 72744-9303

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1161 PITMARS RD, PRAIRIE GROVE, AR 72753

Mortgage

Document Number	202000013318
Date	Apr 29, 2020
Instrument	2020-00013318

Lender

Name	ARVEST BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Apr 27, 2021

Tax Assessment & Valuation

The 2025 property tax bill for 20193 Gem Rd was $3,922.

Source: Washington County assessment roll, as of October 23, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Washington County
Unified School District	Lincoln School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$93,480 (-) Land $9,090 Building $84,390	$467,400 Land $45,450 Building $421,950
2025	$3,922.00	$93,480 Land $9,090 Building $84,390
2023	$3,352.00	$93,480 Land $9,090 Building $84,390	$467,400 Land $45,450 Building $421,950

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20193 Gem Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20193 Gem Rd is high, ranking above 76% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 98.7% of Arkansas
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN WATERWORKS serves 6,690 people · EPA ID AR0000572
Water Source	Purchased surface water from BENTON-WASHINGTON REGIONAL PWA
Last State Inspection	Apr 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
OzarksGo Fiber	2,500 / 2,500

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Gem Rd

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