20191 Ocean Key Dr, Boca Raton, FL 33498 Property Records

Palm Beach County property record for 20191 Ocean Key Dr, Boca Raton, FL 33498

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,289 sqft · built 1997
Lot Size	0.203 acres (8,830 sqft)
Owner	2 Individual Names on File
Last Sale	$10,000 (May 2016)
Tax Bill	$9,038 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Aug 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`00-41-47-13-23-009-0270`

Property Details

APN / Parcel Number

Primary APN	`00-41-47-13-23-009-0270`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,289 sqft Living Area
Gross Area	4,410 sqft
1st Floor Area	2,396 sqft
Upper Floors Area	893 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	8,830 sqft (0.203 acres)
Lot Dimensions	110 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	588 sqft
Porch	Finished/Open Porch
Porch Area	533 sqft
Patio Area	510 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	20191 OCEAN KEY DR
City	BOCA RATON
State	FL
Zip	33498-4530
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RTS
Legal Description	BOCA ISLES SOUTH PH 5F LT 27 BLK 9
Legal Range	41E
Legal Township	47S
Legal Section	13
Legal Subdivision	BOCA ISLES SOUTH PH 5F
Legal Phase	27
Legal Block	9
Legal Lot Number	27
Jurisdiction	PALM BEACH FL
Township / Civil Division	SUNSHINE PARKWAY
Census Block Group	2
Census Block	2003
Census Tract	7730

Owner

20191 Ocean Key Dr is owned and occupied by two individuals who bought it in May 2016.

Source: Palm Beach County records, as of December 10, 2025

Owner of Record	2 Individual Names on File
Mailing Address	20191 OCEAN KEY DR, BOCA RATON, FL 33498-4530
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Aug 24, 2018	Deed of Trust, Mortgage · Line of Credit PNC BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2016 · Amount on File
Deed Sale	May 19, 2016 · Amount on File
Prior Sale	Feb 28, 1997 · Amount on File
Deed Document Number	2016177140
Deed Book / Page	28308 / 1898
Prior Transfer Date	May 6, 2016
Prior Transfer Doc	0283081898
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	20191 OCEAN KEY DR, BOCA RATON, FL 33498-4530
Transaction Type	Mortgage
Record Updated	Aug 31, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20191 OCEAN KEY DR, BOCA RATON, FL 33498-4530

Mortgage

Document Number	0327741159
Date	Aug 11, 2021
Book Page	32774/1159
Instrument	20210375782

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	174 Months
Due	Feb 1, 2036

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	20191 OCEAN KEY DR, BOCA RATON, FL 33498-4530
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0300811200
Date	Aug 24, 2018
Book Page	30081/1200
Instrument	20180329894

Lender

Name	PNC BANK NA
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 20191 Ocean Key Dr was $9,038 with a homeowner's exemption, up 6% from the year before.

Source: Palm Beach County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,038.00 (+6.04%) Homeowner's exemption	$567,890	$831,878 Land $300,000 Building $531,878
2024	$8,523.00 (+2.38%)
2023	$8,325.00 (+0.74%) Homeowner's exemption	$520,938 (+3%)	$815,899 (+11.15%) Land $285,000 Building $530,899
2022	$8,264.00 Homeowner's exemption	$505,765	$734,063 Land $258,851 Building $475,212

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20191 Ocean Key Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AO, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 110 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	110 in force
Nearby Flood Claims	8 (1999–2013)
Claims Outside the SFHA	8 of 8
Most Recent Claim	May 2013 · other causes
Claims by Event	Hurricane Wilma, Oct 2005 · 3 claims Hurricane Irene, Oct 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20191 Ocean Key Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PALM BEACH COUNTY WATER UTILITIES serves 671,114 people · EPA ID FL4504393
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Dec 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hotwire Communications Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile.

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