20191 Deerben Rd, Ramona, CA 92065 Property Records

San Diego County property record for 20191 Deerben Rd, Ramona, CA 92065 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms4 Baths
Year BuiltBuilt 2001
Square Footage2,532 sqft Living Area
Lot Size8.01 acres
OccupancyOwner Occupied
Last Sale$1,025,000 (2025)
Tax Bill$13,166.00 (2025)

Property Details

APN / Parcel Number

Primary APN286-140-04-00

Interior

Bedrooms4 Beds
Full Baths4 Baths
Building Area2,532 sqft Living Area

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Lot Area348,916 sqft
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address20191 DEERBEN RD
CityRAMONA
StateCA
Zip92065-6325
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 31 TR 007620
Legal SubdivisionSANTA TERESA ESTATES
Legal Tract007620
Legal Block2
Legal Lot Number31
JurisdictionSAN DIEGO CA
Minor Civil DivisionRAMONA
Census Blockgroup2
Census Block2014
Census Tract20807

Owner

Source: San Diego County records · APN 286-140-04-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address20191 DEERBEN RD, RAMONA, CA 92065-6325
OccupancyOwner Occupied
Owner TypeOwner is a Company
VestingOwner is a Trust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Mar 10, 2022Grant Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA
Jan 12, 2021Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 28, 2025 · Amount on Record
Deed SaleAug 28, 2025 · Amount on Record
Prior SaleMar 10, 2022 · Amount on Record
Deed Doc Number2025239064
Prior Transfer DateDec 17, 2015
Prior Transfer Doc0000046554
Record RefreshedSep 20, 2026

March 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateMar 10, 2022
Property Address20191 DEERBEN RD, RAMONA, CA 92065-6325
Document Number0000107358
Map ReferenceMAP 7620
Instrument DateFeb 02, 2022
Instrument2022-0107358
Transaction TypeTransfer
Record UpdatedMar 22, 2022
Title CompanyCORINTHIAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address20191 DEERBEN RD, RAMONA, CA 92065-6325

Mortgage

Document Number0000107359
DateMar 10, 2022
Instrument2022-0107359
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2052

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address20191 DEERBEN RD, RAMONA, CA 92065-6325
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyCORINTHIAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address20191 DEERBEN RD, RAMONA, CA 92065-6325

Mortgage

Document Number0000023852
DateJan 12, 2021
Instrument2021-0023852
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2051

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictRamona City Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$1,025,000 (-18.15%) Land $525,000 Building $500,000
2025$13,166.00 (+12.34%)$1,252,216 (+12.41%) Land $530,600 Building $721,616
2023$11,720.00 (+64.61%)$1,114,000 Land $472,000 Building $642,000
2022$7,120.00

Flood & Wildfire

20191 Deerben Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Extreme risk).

Flood

Source: FEMA National Flood Hazard Layer · San Diego County (06073C), updated September 3, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesExtreme
98th percentile of exposed land nationally · 89th in California
Wildfire LikelihoodExtreme — about 1 in 28 per year
ExposureDirect
burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; lenders make the official flood determination.

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