20190 Ridgerock Dr, Flint, TX 75762 Property Records

Smith County property record for 20190 Ridgerock Dr, Flint, TX 75762

Property Summary

Property Type	Duplex
Details	4 ba · 2,064 sqft · built 1982
Lot Size	0.596 acres (26,005 sqft)
Owner	Individual Name on File
Tax Bill	$1,375 (2025)
Deeds & Mortgages	Mar 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`R103531`

Property Details

APN / Parcel Number

Primary APN	`R103531`
Alternative APN	`1-81174-0000-00-095000`

Interior

Full Baths	4 Baths
Plumbing Fixtures	16 Plumbing Fixtures
Stories	1 Story
Building Area	2,064 sqft Heated Area
1st Floor Area	2,064 sqft
Flooring	Carpet
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	26,005 sqft (0.596 acres)
Garage Type	Carport
Carport	Carport
Carport Area	200 sqft
Parking Spaces	1 Parking Space
Utility Building	96 sqft
Wet Bar	Wet Bar

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	R103531
Street Address	20190 RIDGEROCK DR
City	FLINT
State	TX
Zip	75762-9335
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	STONERIDGE LOT 00095 LT00095
Legal Subdivision	STONERIDGE
Legal Lot Number	95
Jurisdiction	SMITH TX
Township / Civil Division	BULLARD
Census Block Group	2
Census Block	2009
Census Tract	1914

Owner

Source: Smith County records · APN R103531

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	20188 RIDGEROCK DR, FLINT, TX 75762-9335
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 31, 2002
Deed Sale	Jul 31, 2002
Deed Document Number	WD 35367
Record Updated	Jun 08, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SMITH TX
Property Address	20190 RIDGEROCK DR, FLINT, TX 75762-9335
Document Number	0000009318
Instrument Date	Mar 12, 2020
Transaction Type	Mortgage
Record Updated	Jul 07, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20188 RIDGEROCK DR FLINT TX 757629335, FLINT, TX 75762-9335

Mortgage

Document Number	0000009318
Date	Mar 17, 2020
Instrument	9318

Lender

Name	ALTRA FCU
Type	Credit Union
Address	ONALASKA, WI 54650-3500

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Mar 16, 2030

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Smith County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Texas
County	Smith County
Unified School District	Whitehouse Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,375.00 (-8.46%) Homeowner's exemption	$230,927 (+12.33%) Land $45,715 Building $185,212	$230,927 (+12.33%) Land $45,715 Building $185,212
2024	$1,502.00 (+20.06%)
2023	$1,251.00 (-30.27%) Homeowner's exemption	$205,572 Land $26,005 Building $179,567	$205,572 Land $26,005 Building $179,567
2022	$1,794.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 2, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Wildfire

Wildfire Risk	Moderate above 51% of the US · lower than 73% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Optimum Communications Cable	940 / 35

May also be available: Verizon.

Based on FCC filings for 113 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SOUTHERN UTILITIES private · serves 69,735 people
Water Source	Purchased surface water from CITY OF TYLER
Last State Inspection	Jan 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.