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20190 Graham Ln, Bend, OR 97703 Property Records

Deschutes County property record for 20190 Graham Ln, Bend, OR 97703

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,675 sqft · built 2004
Lot Size0.13 acres (5,663 sqft)
Owner2 Individual Names on File
Last Sale$514,386 (Oct 2026)
Tax Bill$4,364 (2025)
Deeds & MortgagesOct 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN171220-BA-04723

Property Details

APN / Parcel Number

Primary APN171220-BA-04723
Alternative APN
  • 240484

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,675 sqft Living Area
Gross Area2,170 sqft
1st Floor Area741 sqft
Utility RoomUtility Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleBi-Level
Lot Area5,663 sqft (0.13 acres)
Garage Area495 sqft
Deck Area115 sqft

Location & Zoning

Account Number240484
Street Address20190 GRAHAM LN
CityBEND
StateOR
Zip97703-7065
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionRIVERSTONE LOT 14
Legal Range12
Legal Township17
Legal Section20
Legal SubdivisionRIVERSTONE
Legal Lot Number14
JurisdictionDESCHUTES OR
Township / Civil DivisionBEND
Census Block Group2
Census Block2016
Census Tract1102

Owner

20190 Graham Ln is owned and occupied by two individuals who bought it in October 2026.

Source: Deschutes County records, as of October 15, 2026

Owner of Record2 Individual Names on File
Mailing Address20190 GRAHAM LN, BEND, OR 97703-7065
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 2, 2026 · Amount on File
Deed SaleOct 2, 2026 · Amount on File
Prior SaleMar 15, 2004 · Amount on File
Deed Document Number202629603
Prior Transfer DateJul 20, 2015
Prior Transfer Doc0000029597
Record UpdatedOct 29, 2026

October 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDESCHUTES OR
Recording DateOct 2, 2026
Property Address20190 GRAHAM LN, BEND, OR 97703-7065
Document Number0000029603
Instrument DateSep 29, 2026
Instrument202629603
Transaction TypeTransfer
Record UpdatedOct 14, 2026
Title CompanyWESTERN TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address20190 GRAHAM LN, BEND, OR 97703-7065
InvestorPossibly a Property Investor

Mortgage

Document Number0000029604,
DateOct 2, 2026
Instrument202629604
Lender
NameCMG MORTGAGE INC
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

The 2025 property tax bill for 20190 Graham Ln was $4,364, up 3.9% from the year before.

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

TypeName
StateOregon
CountyDeschutes County
MunicipalityBend City
Unified School DistrictBend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,364.00 (+3.93%)$258,310 (+3%)$688,570 (+1.43%) Land $253,500 Building $435,070
2024$4,199.00 (+7.89%)$250,790 (+3%)$678,860 (-1.89%) Land $244,500 Building $434,360
2023$3,892.00$243,490$691,970 Land $244,500 Building $447,470

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 20190 Graham Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 20190 Graham Ln is moderate, ranking above 47% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 47% of the US · lower than 82% of Oregon
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BEND
serves 77,704 people · EPA ID OR4100100
Water SourceSurface water
Last State InspectionJul 2023
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting12
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TDS Telecom
Cable · Fiber in parts of the area		1,000 / 20
Yellowknife Wireless
Fixed Wireless		700 / 200
Verizon
Fixed Wireless		300 / 20
CenturyLink
DSL		140 / 20

May also be available: Fatbeam, Lightspeed Networks.

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