St. Tammany Parish property record for 20190 Garland St, Covington, LA 70435 · Last verified February 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1,181 sqft · built 1970 |
| Owner | Individual Name on File |
| Tax Bill | $77 (2025) |
| Deeds & Mortgages | Jan 2018 Mortgage Jun 2020 Mortgage + 1 more |
| APN | 138-080-7524 |
| Primary APN | 138-080-7524 |
|---|---|
| Alternative APN |
|
| Building Area | 1,181 sqft Living Area |
|---|
| Year Built | Built 1970 |
|---|---|
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 138-080-7524 |
|---|---|
| Street Address | 20190 GARLAND ST |
| City | COVINGTON |
| State | LA |
| Zip | 70435-0109 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 15 BLK 9 GARLANDVILLE SUB SEC 42 6 11 CB 958 803 CB 1556 808 INST NO 880393 INST NO 1616164 |
| Legal Range | 11 |
| Legal Township | 06 |
| Legal Section | 42 |
| Legal Subdivision | GARLAND ADDITION |
| Legal Block | 9 |
| Legal Lot Number | 15 |
| Jurisdiction | SAINT TAMMANY LA |
| Township / Civil Division | 3 |
| Census Block Group | 1 |
| Census Block | 1040 |
| Census Tract | 40502 |
Source: St. Tammany Parish records · APN 138-080-7524
Assessment roll updated October 15, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20190 GARLAND ST, COVINGTON, LA 70435-0109 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 30, 2018 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC |
| Jun 02, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC |
| Jul 01, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Deed Document Number | 1616164 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Property Address | 20190 GARLAND ST, COVINGTON, LA 70435-0109 |
| Transaction Type | Mortgage |
| Record Updated | Apr 06, 2023 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0002096177 |
|---|---|
| Date | Jan 30, 2018 |
| Instrument | 2096177 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Feb 01, 2043 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Property Address | 20190 GARLAND ST, COVINGTON, LA 70435-0109 |
| Transaction Type | Mortgage |
| Record Updated | Apr 06, 2023 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0002208289 |
|---|---|
| Date | Jun 02, 2020 |
| Instrument | 2208289 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Property Address | 20190 GARLAND ST, COVINGTON, LA 70435-0109 |
| Transaction Type | Mortgage |
| Record Updated | Apr 06, 2023 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Name | Verified Name |
|---|
| Document Number | 0002278887 |
|---|---|
| Date | Jul 01, 2021 |
| Instrument | 2278887 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 01, 2041 |
| Rate Type | Fixed Rate |
|---|
Source: St. Tammany Parish records · Assessment roll updated October 15, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Louisiana |
| County | St. Tammany Parish |
| Unified School District | St. Tammany Parish School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $77.00 (-4.94%) Homeowner's exemption | $8,172 (-) Land $1,800 Building $6,372 | $81,720 (-) Land $18,000 Building $63,720 |
| 2024 | $81.00 (-5.81%) Homeowner's exemption | $8,172 (-) Land $1,800 Building $6,372 | $81,720 (-) Land $18,000 Building $63,720 |
| 2023 | $86.00 Homeowner's exemption | $8,172 (-) Land $1,800 Building $6,372 | $81,720 (-) Land $18,000 Building $63,720 |
| 2022 | $86.00 Homeowner's exemption | $8,172 Land $1,800 Building $6,372 | $81,720 Land $18,000 Building $63,720 |
Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 221030405021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 116 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 116 in force |
| Nearby Flood Claims | 53 (1978–2024) |
| Claims Outside the SFHA | 30 of 53 |
| Most Recent Claim | Jan 2024, rainfall accumulation |
| Claims By Storm |
|
| Wildfire Risk | Moderate above 63% of the US · above 85% of Louisiana |
|---|---|
| Wildfire Likelihood | About 1 in 521 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 171 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | DSL | 100 / 20 |
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