2019 Timberledge Dr, Cedar Falls, IA 50613 Property Records

Black Hawk County property record for 2019 Timberledge Dr, Cedar Falls, IA 50613

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,066 sqft · built 1966
Lot Size	0.907 acres (39,515 sqft)
Owner	2 Individual Names on File
Last Sale	$430,000 (May 2025)
Tax Bill	$7,268 (2025)
Deeds & Mortgages	Jun 2018 Mortgage Apr 2017 Line of Credit + 8 more
Flood Zone	Zone X (minimal risk)
APN	`8914-02-376-024`

Property Details

APN / Parcel Number

Primary APN	`8914-02-376-024`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,066 sqft Living Area
1st Floor Area	884 sqft
Attic	Attic
Attic Area	398 sqft
Basement Area	1,508 sqft
Finished Basement	1,125 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	39,515 sqft (0.907 acres)
Lot Dimensions	210 ft deep x 111 ft wide
Garage Type	Attached
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	160 sqft
Deck Area	120 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	2019 TIMBERLEDGE DR
City	CEDAR FALLS
State	IA
Zip	50613-1743
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TIMBERLEDGE ADDITION LOT 11 & ALL VAC RIVER RIDGE ROAD & TIMBERLEDGE DR ADJ LOTS 10 & 11 EXC THAT PART DES AS FOL BEG AT THE
Legal Range	14W
Legal Township	89N
Legal Section	02
Legal Subdivision	TIMBERLEDGE ADDITION
Legal Lot Number	10,11
Jurisdiction	BLACK HAWK IA
Township / Civil Division	CEDAR FALLS
Census Block Group	2
Census Block	2092
Census Tract	2606

Owner

2019 Timberledge Dr is owned and occupied by two individuals who bought it in May 2025.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2019 TIMBERLEDGE DR, CEDAR FALLS, IA 50613-1743
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2018	Deed of Trust, Mortgage CEDAR RAPIDS BANK & TRUST
Apr 24, 2017	Deed of Trust, Mortgage · Line of Credit LINCOLN SAVINGS BANK
Aug 29, 2017	Deed of Trust, Mortgage LINCOLN SAVINGS BANK
Dec 22, 2017	Deed of Trust, Mortgage LINCOLN SAVINGS BANK
Jan 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CU
Mar 9, 2021	Deed of Trust, Mortgage · SBA Mortgage LINCOLN SAVINGS BANK
Dec 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CU
Sep 7, 2023	Deed of Trust, Mortgage · Line of Credit VERIDIAN CU
May 2, 2024	Deed of Trust, Mortgage · Line of Credit DENVER SAVINGS BANK
May 5, 2025	Warranty Deed, Transfer · Conventional Mortgage FARMERS STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 2025 · Amount on File
Deed Sale	May 5, 2025 · Amount on File
Prior Sale	Oct 17, 2016 · Amount on File
Deed Document Number	20255997
Record Updated	Oct 29, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	2019 TIMBERLEDGE DR, CEDAR FALLS, IA 50613-1743
Transaction Type	Mortgage
Record Updated	Oct 21, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800021558
Date	Jun 28, 2018
Instrument	201800021558

Lender

Name	CEDAR RAPIDS BANK & TRUST

Agreement

Amount	Amount on Record

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	2019 TIMBERLEDGE DR, CEDAR FALLS, IA 50613-1743
Transaction Type	Mortgage
Record Updated	Oct 21, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700018431
Date	Apr 24, 2017
Instrument	2017-00018431

Lender

Name	LINCOLN SAVINGS BANK
Type	Bank
Address	CEDAR FALLS, IA 50613

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Apr 27, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	2019 TIMBERLEDGE DR, CEDAR FALLS, IA 50613-1743
Transaction Type	Mortgage
Record Updated	Oct 21, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800003701
Date	Aug 29, 2017
Instrument	2018-00003701

Lender

Name	LINCOLN SAVINGS BANK
Type	Bank
Address	CEDAR FALLS, IA 50613

Agreement

Amount	Amount on Record
Term	240 Months
Due	Aug 25, 2037

Interest

Rate Type	Adjustable Rate

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	2019 TIMBERLEDGE DR, CEDAR FALLS, IA 50613-1743
Transaction Type	Mortgage
Record Updated	Oct 21, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800010836
Date	Dec 22, 2017
Instrument	2018-00010836

Lender

Name	LINCOLN SAVINGS BANK
Type	Bank
Address	CEDAR FALLS, IA 50613

Agreement

Amount	Amount on Record
Term	240 Months
Due	Dec 18, 2037

Interest

Rate Type	Adjustable Rate

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	2019 TIMBERLEDGE DR, CEDAR FALLS, IA 50613-1743
Transaction Type	Mortgage
Record Updated	Oct 21, 2025
Title Company	TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2019 TIMBERLEDGE DR, CEDAR FALLS, IA 50613-1743

Mortgage

Document Number	202100014891
Date	Jan 14, 2021
Instrument	202100014891

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50701

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	2019 TIMBERLEDGE DR, CEDAR FALLS, IA 50613-1743
Transaction Type	Mortgage
Record Updated	Oct 21, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100018805
Date	Mar 9, 2021
Instrument	202100018805

Lender

Name	LINCOLN SAVINGS BANK
Type	Bank
Address	CEDAR FALLS, IA 50613

Agreement

Type	SBA Mortgage
Amount	Amount on Record
Term	239 Months
Due	Feb 12, 2041

Interest

Rate Type	Adjustable Rate

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	2019 TIMBERLEDGE DR, CEDAR FALLS, IA 50613-1743
Transaction Type	Mortgage
Record Updated	Oct 21, 2025
Title Company	TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2019 TIMBERLEDGE DR, CEDAR FALLS, IA 50613-1743

Mortgage

Document Number	202200011498
Date	Dec 1, 2021
Instrument	202200011498

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50701

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	2019 TIMBERLEDGE DR, CEDAR FALLS, IA 50613-1743
Transaction Type	Mortgage
Record Updated	Oct 21, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2019 TIMBERLEDGE DR, CEDAR FALLS, IA 50613-1743

Mortgage

Document Number	202400003421
Date	Sep 7, 2023
Instrument	202400003421

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Sep 6, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	2019 TIMBERLEDGE DR, CEDAR FALLS, IA 50613-1743
Transaction Type	Mortgage
Record Updated	Oct 21, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202413596
Date	May 2, 2024
Instrument	2024-13596

Lender

Name	DENVER SAVINGS BANK
Type	Bank
Address	121 S STATE ST, DENVER, IA 50622

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Apr 25, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	May 5, 2025
Property Address	2019 TIMBERLEDGE DR, CEDAR FALLS, IA 50613-1743
Document Number	0202505997
Instrument Date	May 5, 2025
Instrument	2025-05997
Transaction Type	Transfer
Record Updated	Oct 21, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$687.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2019 TIMBERLEDGE DR, CEDAR FALLS, IA 50613-1743

Mortgage

Document Number	0202505998
Date	May 5, 2025
Instrument	2025-05998

Lender

Name	FARMERS STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 2019 Timberledge Dr was $7,268, up 23.8% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Cedar Falls City
Unified School District	Cedar Falls Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,268.00 (+23.82%)	$495,110 Land $49,100 Building $446,010	$495,110 Land $49,100 Building $446,010
2024	$5,870.00
2023		$364,760 (+9.97%) Land $49,100 Building $315,660	$364,760 Land $49,100 Building $315,660
2022	$6,124.00	$331,680 Land $49,100 Building $282,580
2021			$331,680 Land $49,100 Building $282,580

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2019 Timberledge Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2016 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2019 Timberledge Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 71% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR FALLS MUNICIPAL WATER UTILITIES serves 40,713 people · EPA ID IA0709084
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cedar Falls Utilities Fiber	10,000 / 10,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

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