2019 Sunset Dr, Saint Joseph, MI 49085 Property Records

Berrien County property record for 2019 Sunset Dr, Saint Joseph, MI 49085

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,474 sqft · built 1954
Lot Size	0.217 acres (9,453 sqft)
Owner	2 Individual Names on Record
Last Sale	$295,000 (Nov 2025)
Tax Bill	$5,099 (2025)
Deeds & Mortgages	Nov 2025 Sale May 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`76-4830-0023-00-3`

Property Details

APN / Parcel Number

Primary APN	`76-4830-0023-00-3`
Alternative APN	`11-76-4830-0023-00-3`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,474 sqft Living Area
1st Floor Area	1,474 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Lot Area	9,453 sqft (0.217 acres)
Lot Dimensions	135 ft deep x 70 ft wide
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2019 SUNSET DR
City	SAINT JOSEPH
State	MI
Zip	49085-2160
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1 - A
Legal Description	LOT 23 MACKS SUB
Legal Subdivision	MACKS SUB
Legal Lot Number	23
Legal Unit	23
Jurisdiction	BERRIEN MI
Township / Civil Division	ST. JOSEPH
Census Block Group	1
Census Block	1012
Census Tract	1000

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2019 SUNSET DR, SAINT JOSEPH, MI 49085-2160
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2025	Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION
May 4, 2023	Warranty Deed, Transfer · VA Mortgage NEIGHBORHOOD LOANS
May 4, 2021	Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 6, 2025 · Amount on Record
Deed Sale	Nov 6, 2025 · Amount on Record
Prior Sale	May 4, 2023 · Amount on Record
Deed Document Number	2025445652
Deed Book / Page	3464 / 72
Prior Transfer Date	May 3, 2024
Prior Transfer Doc	03425/3217
Record Updated	Oct 29, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Nov 6, 2025
Property Address	2019 SUNSET DR, SAINT JOSEPH, MI 49085-2160
Document Number	0003464/72
Book / Page	3464 / 72
Map Reference	LB 10 PG 47
Instrument Date	Oct 28, 2025
Instrument	2025445652
Transaction Type	Transfer
Record Updated	Nov 26, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Tax	$2,212.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2019 SUNSET DR, SAINT JOSEPH, MI 49085-2160

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	May 4, 2023
Property Address	2019 SUNSET DR, SAINT JOSEPH, MI 49085-2160
Document Number	03403/1584
Book / Page	3403 / 1584
Map Reference	LB 10 PG 47
Instrument Date	May 1, 2023
Instrument	2023379972
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7200 DANNY DR, SAGINAW, MI 48609-5253

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2019 SUNSET DR, SAINT JOSEPH, MI 49085-2160

Mortgage

Document Number	2023379973
Date	May 4, 2023
Instrument	2023379973

Lender

Name	NEIGHBORHOOD LOANS
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2053

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	May 4, 2021
Property Address	2019 SUNSET DR, SAINT JOSEPH, MI 49085-2160
Document Number	03325/3097
Book / Page	3325 / 3097
Map Reference	VOL 10 PG 47
Instrument Date	Mar 3, 2021
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	NEAR NORTH TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,849.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1012 PEARL ST, SAINT JOSEPH, MI 49085-1386

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2019 SUNSET DR, SAINT JOSEPH, MI 49085-2160

Mortgage

Document Number	0033253099
Date	May 4, 2021
Instrument	3325/3099

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
Municipality	St. Joseph City
Unified School District	St. Joseph Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$147,200 (+14.55%)	$294,400 (+14.55%)
2025	$5,099.00 (+2.45%) Homeowner's exemption	$128,500 (+47.7%)	$257,000 (+47.7%)
2024	$4,977.00 (+44.85%)
2023		$87,000	$174,000
2022	$3,436.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWEST MICHIGAN REGIONAL SANITARY SEW serves 26,780 people · EPA ID MI0003726
Water Source	Purchased surface water from ST JOSEPH
Last State Inspection	Feb 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 557 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Mercury Fiber.

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