2019 Penrod Ln, Overgaard, AZ 85933 Property Records

Navajo County property record for 2019 Penrod Ln, Overgaard, AZ 85933

Property Summary

Property Type	Single Family Home
Details	2,832 sqft · built 1986
Lot Size	1.01 acres (43,996 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,487 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`206-02-039C`

Property Details

APN / Parcel Number

Primary APN	`206-02-039C`

Interior

Stories	2 Stories
Building Area	2,832 sqft Living Area
1st Floor Area	1,708 sqft
Basement Area	1,124 sqft
Finished Basement	1,124 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Wood
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	43,996 sqft
Garage Type	Detached
Garage Area	640 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	16 sqft
Deck Area	Deck Area
Patio Area	384 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2019 PENROD LN
City	OVERGAARD
State	AZ
Zip	85933-5286
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-10
Legal Description	SECTION 30,T12N,R17E:BEG S4 COR; TH N894701 E 955.23 TPOB; TH N012055 W 288.30; TH N894701 E 231.00; TH S544918 E 129.3 1; TH S063543 W 214.86; TH S894701 W 305.23 TPOB... LESS 0 .54 AC TO 039D PER (2000-13960); LESS 0.50 AC TO 039E PER (2000-1
Legal Range	17E
Legal Township	12N
Legal Section	30
Jurisdiction	NAVAJO AZ
Township / Civil Division	SNOWFLAKE
Census Block Group	2
Census Block	2029
Census Tract	964201

Owner

Source: Navajo County records, as of June 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2631 E SAN CARLOS WAY, GILBERT, AZ 85298-2053
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2020	Deed of Trust, Mortgage QUICKEN LNS
Oct 15, 2018	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAVAJO AZ
Property Address	2019 PENROD LN, OVERGAARD, AZ 85933-5286
Document Number	0000007016
Instrument Date	Mar 24, 2020
Transaction Type	Mortgage
Record Updated	May 15, 2020
Title Company	AMROCK INC

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2631 E SAN CARLOS WAY GILBERT AZ 852982053, GILBERT, AZ 85298-2053

Mortgage

Document Number	0000007016
Date	May 5, 2020
Instrument	7016

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	180 Months
Due	May 4, 2035

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAVAJO AZ
Recording Date	Oct 15, 2018
Property Address	2019 PENROD LN, OVERGAARD, AZ 85933-5286
Document Number	0000016929
Instrument Date	Oct 5, 2018
Instrument	16929
Transaction Type	Transfer
Record Updated	Oct 25, 2018
Title Company	PIONEER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$287.50
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2631 E SAN CARLOS WAY GILBERT AZ 852982053, GILBERT, AZ 85298-2053

Mortgage

Document Number	16930
Date	Oct 15, 2018
Instrument	16930

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 14, 2048

Tax Assessment & Valuation

Source: Navajo County assessment roll, as of June 12, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Navajo County
Unified School District	Heber-Overgaard Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027			$464,760 (+9.13%) Land $52,311 Building $412,449
2025	$2,487.00 (+4.23%)	$42,590 Land $4,486 Building $38,104	$425,896 Land $44,856 Building $381,040
2023	$2,386.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 87% of the US · above 80% of Arizona
Wildfire Likelihood	0.6% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARIZONA WATER CO - OVERGAARD private · serves 13,797 people · EPA ID AZ0409004
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Conexon Connect, Frontier, Sparklight.

Cell Coverage

5G (outdoors only) and 4G LTE

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