2019 E Main St, Cottage Grove, OR 97424 Property Records

Lane County property record for 2019 E Main St, Cottage Grove, OR 97424

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,646 sqft · built 1940
Lot Size	0.219 acres (9,583 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,019 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Jun 2024 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`20-03-27-33-02000-000`

Property Details

APN / Parcel Number

Primary APN	`20-03-27-33-02000-000`
Alternative APN	`0888790`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,646 sqft Finished Area
Gross Area	1,984 sqft
1st Floor Area	1,646 sqft
Basement Area	338 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1980
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.219 acres)
Garage Type	Mixed
Garage Area	1,058 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	0888790
Street Address	2019 E MAIN ST
City	COTTAGE GROVE
State	OR
Zip	97424-1703
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2-MED DENSITY MULTI FAMI
Legal Description	SEC/TWN/RNG/MER:SEC 27 TWN 20 RNG 03
Legal Range	03W
Legal Township	20S
Legal Section	27
Legal Quarter	SW
Quarter-Quarter Section	SW
Legal Lot Number	2000
Jurisdiction	LANE OR
Township / Civil Division	COTTAGE GROVE
Census Block Group	1
Census Block	1001
Census Tract	1302

Owner

Source: Lane County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2019 E MAIN ST, COTTAGE GROVE, OR 97424-1703
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2023	Deed of Trust, Mortgage · Line of Credit NORTHWEST COMMUNITY CU
Jun 10, 2024	Deed of Trust, Mortgage · Line of Credit NORTHWEST COMMUNITY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	2019 E MAIN ST, COTTAGE GROVE, OR 97424-1703
Transaction Type	Mortgage
Record Updated	Oct 28, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2019 E MAIN ST, COTTAGE GROVE, OR 97424-1703

Mortgage

Document Number	0000030598
Date	Oct 23, 2023
Instrument	2023-030598

Lender

Name	NORTHWEST COMMUNITY CU
Type	Credit Union
Address	SPRINGFIELD, OR 97477

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 22, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	2019 E MAIN ST, COTTAGE GROVE, OR 97424-1703
Transaction Type	Mortgage
Record Updated	Oct 28, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2019 E MAIN ST, COTTAGE GROVE, OR 97424-1703

Mortgage

Document Number	0000015889
Date	Jun 10, 2024
Instrument	2024-015889

Lender

Name	NORTHWEST COMMUNITY CU
Type	Credit Union
Address	SPRINGFIELD, OR 97477

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 9, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Lane County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Municipality	Cottage Grove City
Unified School District	South Lane School District 45J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,019.00 (+4.91%)	$219,992 (+6.09%)	$405,785 (+1.92%) Land $61,754 Building $344,031
2023	$3,831.00 (+4.02%)	$207,365 (+3%)	$398,124 (+9.45%) Land $47,584 Building $350,540
2022	$3,683.00	$201,326	$363,757 Land $49,012 Building $314,745

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	12 (1996–2025)
Claims Outside the SFHA	9 of 12
Most Recent Claim	Mar 2025 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Jan 2006 · 3 claims Flooding, Land, Mud Slides, High Winds,severe Storms, Nov 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COTTAGE GROVE serves 10,879 people · EPA ID OR4100236
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	8 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
DFN Fiber	2,500 / 2,500
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Hunter Communications, T-Mobile.

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