2019 Douglas St, Charleston, IL 61920 Property Records

Coles County property record for 2019 Douglas St, Charleston, IL 61920

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,596 sqft · built 1900
Lot Size	1.27 acres (55,321 sqft)
Owner	Individual Name on File
Last Sale	$3,309 (Feb 2024)
Tax Bill	$4,376 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Feb 2024 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`02-1-00989-000`

Property Details

APN / Parcel Number

Primary APN	`02-1-00989-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,596 sqft Base Area
1st Floor Area	1,596 sqft
Basement Area	144 sqft
Unfinished Basement	144 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1995
Lot Area	55,321 sqft (1.27 acres)
Lot Dimensions	310 ft deep x 188 ft wide
Garage Type	Attached
Garage Area	480 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	2019 DOUGLAS ST
City	CHARLESTON
State	IL
Zip	61920-3105
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NW1/4 NW1/4 SEC 22 T12N R09E
Legal Range	09E
Legal Township	12N
Legal Section	22
Jurisdiction	COLES IL
Township / Civil Division	CHARLESTON
Census Block Group	1
Census Block	1021
Census Tract	900

Owner

2019 Douglas St is owned and occupied by an individual who bought it in February 2024.

Source: Coles County records, as of June 23, 2026

Owner of Record	Individual Name on File
Mailing Address	2019 DOUGLAS ST, CHARLESTON, IL 61920-3105
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2024	Warranty Deed, Transfer · Conventional Mortgage FIRST MID BANK & TRUST NA
Feb 16, 2024	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jul 20, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST FARMERS BANK & TRUST
Mar 1, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST MID ILLINOIS BK & TR NA
Feb 19, 2019	Warranty Deed, Transfer · Conventional Mortgage FIRST MID ILLINOIS BK & TR NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 16, 2024 · Amount on File
Deed Sale	Feb 16, 2024 · Amount on File
Prior Sale	Jan 24, 2024 · Amount on File
Deed Document Number	2024810749
Prior Transfer Date	Feb 15, 2019
Prior Transfer Doc	0000780329
Record Updated	Sep 20, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLES IL
Recording Date	Jan 24, 2024
Property Address	2019 DOUGLAS ST, CHARLESTON, IL 61920-3105
Document Number	202400810453
Instrument Date	Jan 22, 2024
Instrument	202400810453
Transaction Type	Transfer
Record Updated	Feb 29, 2024
Title Company	CRITES TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$135.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2019 DOUGLAS ST, CHARLESTON, IL 61920-3105

Mortgage

Document Number	202400810454
Date	Jan 24, 2024
Instrument	202400810454

Lender

Name	FIRST MID BANK & TRUST NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	8.12%
Type Change Date	Feb 1, 2031
Change Frequency	6 Months
Min Rate At Change	3.12%
Max Rate At Change	13.1%
Max Rate	13.1%

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLES IL
Recording Date	Feb 16, 2024
Property Address	2019 DOUGLAS ST, CHARLESTON, IL 61920-3105
Document Number	202400810749
Instrument Date	Nov 3, 2023
Instrument	202400810749
Transaction Type	Transfer
Record Updated	Feb 29, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 JACKSON AVE, CHARLESTON, IL 61920-2030

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLES IL
Recording Date	Jul 20, 2021
Property Address	2019 DOUGLAS ST, CHARLESTON, IL 61920-3105
Document Number	202100796024
Instrument Date	Jul 16, 2021
Instrument	202100796024
Transaction Type	Transfer
Record Updated	Aug 20, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$145.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2019 DOUGLAS ST, CHARLESTON, IL 61920-3105

Mortgage

Document Number	202100796025
Date	Jul 20, 2021
Instrument	202100796025

Lender

Name	FIRST FARMERS BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLES IL
Property Address	2019 DOUGLAS ST, CHARLESTON, IL 61920-3105
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900780445
Date	Mar 1, 2019
Instrument	201900780445

Lender

Name	FIRST MID ILLINOIS BK & TR NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Feb 15, 2039

Interest

Rate Type	Adjustable Rate

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLES IL
Recording Date	Feb 19, 2019
Property Address	2019 DOUGLAS ST, CHARLESTON, IL 61920-3105
Document Number	201900780329
Instrument Date	Feb 15, 2019
Instrument	201900780329
Transaction Type	Transfer
Record Updated	Jul 29, 2021

Transaction

Amount	Amount on Record
Tax	$21.00
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2019 DOUGLAS ST, CHARLESTON, IL 61920-3105

Mortgage

Document Number	201900780330
Date	Feb 19, 2019
Instrument	201900780330

Lender

Name	FIRST MID ILLINOIS BK & TR NA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	4.25%

Tax Assessment & Valuation

The 2025 property tax bill for 2019 Douglas St was $4,376.

Source: Coles County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Coles County
County Subdivision	Charleston Township
Municipality	Charleston City
Unified School District	Charleston Community Unit School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,376.00	$60,104 Land $13,551 Building $46,553	$180,312 Land $40,653 Building $139,659
2023		$52,267 (+1.68%) Land $13,688 Building $38,579	$156,801 (+1.68%) Land $41,064 Building $115,737
2022		$51,404 Land $13,462 Building $37,942	$154,212 Land $40,386 Building $113,826
2020	$3,692.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2019 Douglas St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 18, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2019 Douglas St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON serves 17,286 people · EPA ID IL0290100
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber · DSL in parts of the area	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Watch TV Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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