Pine County property record for 20189 Cluster Rd, Grasston, MN 55030
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 1 ba · 1,144 sqft · built 1982 |
| Lot Size | 37.9 acres (1,651,795 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $350,000 (Dec 2022) |
| Tax Bill | $2,898 (2025) |
| Deeds & Mortgages | Dec 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 28.0585.000 |
| Primary APN | 28.0585.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,144 sqft Living Area |
| Gross Area | 1,716 sqft |
| Basement Area | 1,144 sqft |
| Finished Basement | 1,144 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 1,651,795 sqft (37.9 acres) |
| Garage Area | 1,968 sqft |
| Driveway | Driveway |
| Driveway Area | 96 sqft |
| Parking Spaces | 8 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 528 sqft |
| Deck Area | 288 sqft |
| Patio Area | 320 sqft |
| Shed | 1 Shed |
| Shed Area | 42 sqft |
| Pole Barn | 960 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 20189 CLUSTER RD |
|---|---|
| City | GRASSTON |
| State | MN |
| Zip | 55030-3173 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | SECT-08 TWP-039 RANGE-022 37.92 AC SOUTHEAST 1/4 OF SOUTHEAST 1/4 EXC THAT PART DESC AS COMM AT NE CORNER OF SE1/4 OF SE1/4; |
| Legal Range | 022 |
| Legal Township | 039 |
| Legal Section | 08 |
| Jurisdiction | PINE MN |
| Township / Civil Division | POKEGAMA |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 950800 |
Source: Pine County records, as of August 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 20189 CLUSTER RD, GRASSTON, MN 55030-3173 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 9, 2022 · Amount on Record |
| Deed Sale | Dec 9, 2022 · Amount on Record |
| Deed Document Number | 20221496469 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINE MN |
| Property Address | 20189 CLUSTER RD, GRASSTON, MN 55030-3173 |
| Transaction Type | Mortgage |
| Record Updated | Jan 18, 2023 |
| Title Company | RESULTS TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000573899 |
|---|---|
| Date | Dec 21, 2022 |
| Instrument | 573899 |
| Name | KIND LENDING LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 372 Months |
| Due | Jan 1, 2053 |
| Rate Type | Fixed Rate |
|---|
Source: Pine County assessment roll, as of August 10, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Pine County |
| County Subdivision | Pokegama Township |
| Unified School District | Pine City Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $417,300 (+7.75%) Land $172,800 Building $244,500 | $417,300 (+7.75%) Land $172,800 Building $244,500 | |
| 2025 | $2,898.00 (+12.59%) | ||
| 2023 | $2,574.00 Homeowner's exemption | $387,300 Land $158,900 Building $228,400 | $387,300 Land $158,900 Building $228,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 3, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2016) |
| Most Recent Claim | Jul 2016 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 69% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ECE Fiber Fiber | 2,000 / 2,000 |
5G and 4G LTE (outdoors only)
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