20186 Lora Ln, Bend, OR 97702 Property Records

Deschutes County property record for 20186 Lora Ln, Bend, OR 97702 · Last verified January 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,639 sqft · built 2005
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (Feb 2016)
Tax Bill	$2,687 (2025)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`181217 BD 10100`

Property Details

APN / Parcel Number

Primary APN	`181217 BD 10100`
Alternative APN	`246092`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,639 sqft Living Area
1st Floor Area	725 sqft
2nd Floor Area	914 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Architectural Style	Split Level
Lot Area	4,792 sqft (0.11 acres)
Garage Type	Mixed
Garage Area	411 sqft

Location & Zoning

Account Number	246092
Street Address	20186 LORA LN
City	BEND
State	OR
Zip	97702-3020
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:40 SUBD:SOUTH VILLAGE SEC/TWN/RNG/MER:SEC 17 TWN 18 RNG 12 MAP REF:181217-BD
Legal Range	12E
Legal Township	18S
Legal Section	17
Legal Quarter	NW
Quarter-Quarter Section	SE
Legal Subdivision	SOUTH VILLAGE
Legal Lot Number	40
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	2
Census Block	2024
Census Tract	2002

Owner

Source: Deschutes County records · APN 181217 BD 10100

Assessment roll updated September 30, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	20186 LORA LN, BEND, OR 97702-3020
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 10, 2016 · Amount on Record
Deed Sale	Feb 10, 2016 · Amount on Record
Prior Sale	Dec 11, 2012 · Amount on Record
Deed Document Number	2016-004642
Record Updated	Jun 08, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20186 LORA LN, BEND, OR 97702-3020
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000046339
Date	Sep 10, 2020
Instrument	2020-46339

Lender

Name	PRIMELENDING
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2050

Tax Assessment & Valuation

Source: Deschutes County records · Assessment roll updated September 30, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,687.00 (+3.95%)	$159,030 (+3%)	$537,070 (-) Land $142,800 Building $394,270
2024	$2,585.00 (+7.89%)	$154,400 (+3%)	$537,070 (-) Land $142,800 Building $394,270
2023	$2,396.00	$149,910	$537,070 Land $142,800 Building $394,270

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Deschutes County (41017C), updated December 11, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.