20186 Hcl Jackson, Grosse Ile, MI 48138 Property Records

Wayne County property record for 20186 Hcl Jackson, Grosse Ile, MI 48138

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,157 sqft · built 1961
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Individual Names on File
Last Sale	$410,000 (Sep 2024)
Tax Bill	$8,096 (2025)
Deeds & Mortgages	Sep 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`73 013 02 0177 000`

Property Details

APN / Parcel Number

Primary APN	`73 013 02 0177 000`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,157 sqft Living Area
1st Floor Area	2,157 sqft
Basement Area	1,417 sqft
Unfinished Basement	1,417 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Ranch
Lot Area	16,553 sqft (0.38 acres)
Lot Dimensions	166 ft deep x 100 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	20186 HCL JACKSON
City	GROSSE ILE
State	MI
Zip	48138-1102
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-B
Legal Description	550V177 LOT 177 POTAWATOMIE WOODS SUB NO. 3 PC 550 L82 P12,13 WCR
Legal Subdivision	POTAWATOMIE WOODS NO 3
Legal Lot Number	177
Jurisdiction	WAYNE MI
Township / Civil Division	GROSSE ILE
Census Block Group	2
Census Block	2006
Census Tract	596200

Owner

20186 Hcl Jackson is owned and occupied by two individuals who acquired it in March 2025.

Source: Wayne County records, as of September 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20186 HCL JACKSON, GROSSE ILE, MI 48138-1102
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2024 · Amount on File
Deed Sale	Sep 26, 2024 · Amount on File
Prior Sale	Jan 27, 2015 · Amount on File
Deed Document Number	2024256749
Deed Book / Page	59102 / 1378
Last Transfer Date	Mar 25, 2025
Transfer Doc	0594400800
Record Updated	Oct 29, 2026

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WAYNE MI
Recording Date	Sep 9, 2022
Property Address	20186 HCL JACKSON, GROSSE ILE, MI 48138-1102
Document Number	0578431321
Book / Page	57843 / 1321
Map Reference	LB 82 PG 12&13
Instrument Date	Aug 26, 2022
Instrument	2022281258
Transaction Type	Transfer
Record Updated	Jun 15, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20186 HCL JACKSON, GROSSE ILE, MI 48138-1102

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20186 HCL JACKSON, GROSSE ILE, MI 48138-1102

Mortgage

Document Number	0578431322
Date	Sep 9, 2022
Book Page	57843/1322
Instrument	2022281259

Lender

Name	NORTHPOINTE BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 20186 Hcl Jackson was $8,096 with a homeowner's exemption.

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
County Subdivision	Grosse Ile Township
Unified School District	Grosse Ile Township Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$190,100 (+3.77%)	$380,200 (+3.77%)
2025	$8,096.00 Homeowner's exemption	$183,200	$366,400
2023	$5,949.00 Homeowner's exemption	$152,800	$305,600
2021	$5,232.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 20186 Hcl Jackson in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1990)
Most Recent Claim	Sep 1990 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20186 Hcl Jackson is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WYANDOTTE serves 25,883 people · EPA ID MI0007210
Water Source	Surface water
Last State Inspection	Feb 2025
Also Mapped Here	GROSSE ILE TOWNSHIP
Lead	7 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Xfinity Cable	1,200 / 35
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20