20186 Harris St, Covington, LA 70435 Property Records

St. Tammany Parish property record for 20186 Harris St, Covington, LA 70435

Property Summary

Property Type	Single Family Home
Details	1,856 sqft · built 2006
Owner	Individual Name on File
Last Sale	$314,000 (Oct 2025)
Tax Bill	$2,410 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage
APN	`138-080-3820`

Property Details

APN / Parcel Number

Primary APN	`138-080-3820`
Alternative APN	`129086`

Interior

Building Area	1,856 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Garage Area	1,372 sqft
Carport	Carport
Carport Area	480 sqft
Parking Spaces	5 Parking Spaces

Location & Zoning

Old Parcel Number	138-080-3820
Street Address	20186 HARRIS ST
City	COVINGTON
State	LA
Zip	70435-5883
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 16 SUNRISE PARK SUB CB 1125 217 INST NO 1190130 INST NO 1483184 INST NO 1522097
Legal Subdivision	SUNRISE PARK
Legal Lot Number	16
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	3
Census Block Group	1
Census Block	1036
Census Tract	40502

Owner

Source: St. Tammany Parish assessment roll, as of October 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	70486 B ST, COVINGTON, LA 70433-5461
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 30, 2025 · Amount on Record
Deed Sale	Oct 30, 2025 · Amount on Record
Prior Sale	Nov 2, 2016 · Amount on Record
Deed Document Number	2469952
Record Updated	Jun 8, 2026

October 2025: Cash Sale Deed, Transfer

Document Type	Cash Sale Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Oct 30, 2025
Property Address	20186 HARRIS ST, COVINGTON, LA 70435-5883
Document Number	0002469952
Map Reference	MAP 685A
Instrument Date	Oct 30, 2025
Instrument	2469952
Transaction Type	Transfer
Record Updated	Nov 26, 2025
Title Company	ARENA TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	135 W KINDERTON WAY, ADVANCE, NC 27006-7383

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	70486 B ST, COVINGTON, LA 70433-5461

Mortgage

Document Number	0002469953
Date	Oct 30, 2025
Instrument	2469953

Lender

Name	GMFS LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

Tax Assessment & Valuation

Source: St. Tammany Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,410.00 (-4.59%) Homeowner's exemption	$28,439 (-) Land $3,500 Building $24,939	$284,390 (-) Land $35,000 Building $249,390
2024	$2,526.00 (+12.72%) Homeowner's exemption	$28,439 (+14.22%) Land $3,500 Building $24,939	$284,390 (+14.22%) Land $35,000 Building $249,390
2023	$2,241.00 (-0.09%) Homeowner's exemption	$24,898 (-) Land $3,500 Building $21,398	$248,980 (-) Land $35,000 Building $213,980
2022	$2,243.00 Homeowner's exemption	$24,898 Land $3,500 Building $21,398	$248,980 Land $35,000 Building $213,980

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 116 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	116 in force
Nearby Flood Claims	53 (1978–2024)
Claims Outside the SFHA	30 of 53
Most Recent Claim	Jan 2024 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Aug 2016 · 6 claims Hurricane Katrina, Aug 2005 · 14 claims Tropical Storm Allison, Jun 2001 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 88% of Louisiana
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COVINGTON WATER SUPPLY serves 16,185 people · EPA ID LA1103011
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected May 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20