Loudoun County property record for 20186 Bar Harbor Ter, Ashburn, VA 20147
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 2.5 ba · 1,620 sqft · built 1996 |
| Lot Size | 0.05 acres (2,178 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $513,800 (May 2023) |
| Tax Bill | $4,224 (2026) |
| Deeds & Mortgages | May 2023 Sale & Mortgage Jul 2022 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 039-37-4115-000 |
| Primary APN | 039-37-4115-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 3 Stories |
| Building Area | 1,620 sqft Living Area |
| 1st Floor Area | 648 sqft |
| Basement Area | 200 sqft |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Townhouse |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 2,178 sqft (0.05 acres) |
| Garage Type | Basement |
| Garage Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 20186 BAR HARBOR TER |
|---|---|
| City | ASHBURN |
| State | VA |
| Zip | 20147-2755 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R16 |
| Legal Description | REGENTS WALK SEC.3 L.106 200506010055426 |
| Legal Subdivision | REGENTS WALK |
| Legal Block | 1 |
| Legal Lot Number | 106 |
| Jurisdiction | LOUDOUN VA |
| Township / Civil Division | ALGONKIAN |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 611002 |
20186 Bar Harbor Ter, a townhouse, is owned by two individuals who bought it in May 2023.
Source: Loudoun County records, as of September 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1812 OPALOCKA DR, MC LEAN, VA 22101-5445 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 3, 2023 | Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Jul 5, 2022 | Intrafamily Transfer, Transfer |
| Feb 19, 2020 | Deed of Trust, Mortgage · Conventional with PMI FIRST SVGS MTG |
| Apr 23, 2018 | Warranty Deed, Transfer · Conventional with PMI FIRST SVGS MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 3, 2023 · Amount on File |
| Deed Sale | May 3, 2023 · Amount on File |
| Prior Sale | Apr 23, 2018 · Amount on File |
| Deed Document Number | 202316424 |
| Prior Transfer Date | Jun 27, 2022 |
| Prior Transfer Doc | 0000039471 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Recording Date | May 3, 2023 |
| Property Address | 20186 BAR HARBOR TER, ASHBURN, VA 20147-2755 |
| Document Number | 0000016424 |
| Instrument Date | May 1, 2023 |
| Instrument | 202305030016424 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2023 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8909 ROYAL ASTOR WAY, FAIRFAX, VA 22031-1452 |
| Document Number | 0000016425 |
|---|---|
| Date | May 3, 2023 |
| Instrument | 202305030016425 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Recording Date | Jul 5, 2022 |
| Property Address | 20186 BAR HARBOR TER, ASHBURN, VA 20147-2755 |
| Document Number | 0000039471 |
| Instrument Date | Jun 27, 2022 |
| Instrument | 202207050039471 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20186 BAR HARBOR TER, ASHBURN, VA 20147-2755 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 20186 BAR HARBOR TER, ASHBURN, VA 20147-2755 |
| Document Number | 20200224012290 |
| Instrument Date | Feb 19, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 20186 BAR HARBOR TER ASHBURN VA 201472755, ASHBURN, VA 20147-2755 |
| Document Number | 20200224012290 |
|---|---|
| Date | Feb 24, 2020 |
| Instrument | 12290 |
| Name | FIRST SVGS MTG |
|---|---|
| Type | Mortgage Company |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 23, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Recording Date | Apr 23, 2018 |
| Property Address | 20186 BAR HARBOR TER, ASHBURN, VA 20147-2755 |
| Document Number | 20180423022064 |
| Instrument Date | Apr 20, 2018 |
| Instrument | 22064 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $373.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20186 BAR HARBOR TER ASHBURN VA 201472755, ASHBURN, VA 20147-2755 |
| Document Number | 20180423022065 |
|---|---|
| Date | Apr 23, 2018 |
| Instrument | 22065 |
| Name | FIRST SVGS MTG |
|---|---|
| Type | Mortgage Company |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 20186 Bar Harbor Ter was $4,224.
Source: Loudoun County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Loudoun County |
| Unified School District | Loudoun County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,224.00 | $524,760 Land $168,500 Building $356,260 | $524,760 Land $168,500 Building $356,260 |
| 2023 | $4,013.00 | $458,660 Land $148,500 Building $310,160 | $458,660 Land $148,500 Building $310,160 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20186 Bar Harbor Ter in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1990.
Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1990) |
| Most Recent Claim | Oct 1990 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20186 Bar Harbor Ter is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| AT&T Fixed Wireless | 100 / 20 |
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