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20185 Winston Loop, Bend, OR 97703 Property Records

Deschutes County property record for 20185 Winston Loop, Bend, OR 97703 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 1996
Square Footage2,374 sqft Living Area
Lot Size326,700 sqft (7.5 acres)
OccupancyOwner Occupied
Last Sale$1,610,000 (2020)
Tax Bill$8,027.00 (2025)

Property Details

APN / Parcel Number

Primary APN161232-00-00507
Alternative APNs
  • R10031612320000507
  • 154887

Interior

Bedrooms3 Beds
Full Baths3 Baths
Building Area2,374 sqft Living Area
Gross Area3,193 sqft Gross Area
1st Floor2,374 sqft 1st Floor
Stories1 Stories
Utility RoomUtility Room
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Exterior MaterialWood Shingle Exterior
Roof MaterialComposition Shingle Roof
Lot Area326,700 sqft (7.5 acres)
Garage Area819 sqft Garage
Deck Area144 sqft Deck

Utilities and HVAC

Heating FuelGas Heating Fuel
SewageSeptic Sewage
Water SourceWell Water Source

Location & Zoning

Account Number154887
Street Address20185 WINSTON LOOP
CityBEND
StateOR
Zip97703-8990
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionWINSTON RANCH LOT 8
Legal Range12
Legal Township16
Legal Section32
Legal SubdivisionWINSTON RANCH
Legal Lot Number8
JurisdictionDESCHUTES OR
Minor Civil DivisionBEND
Census Blockgroup1
Census Block1008
Census Tract1102

Owner

Source: Deschutes County records · APN 161232-00-00507

Assessment roll updated November 5, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address20185 WINSTON LOOP, BEND, OR 97703-8990
OccupancyOwner Occupied
Owner TypeOwner is a Company
VestingOwner is a Trust, Living Trust

Deeds, Mortgages & Sale History

DateDocument
Jul 13, 2020Warranty Deed, Transfer
AMERITITLE
Jan 17, 2018Warranty Deed, Transfer · Conventional Mortgage
WATERSTONE MORTGAGE CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 13, 2020 · Amount on Record
Deed SaleJul 13, 2020 · Amount on Record
Prior SaleJan 17, 2018 · Amount on Record
Deed Doc Number202033193
Record RefreshedJun 08, 2026

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDESCHUTES OR
Recording DateJul 13, 2020
Property Address20185 WINSTON LOOP, BEND, OR 97703-8990
Document Number0000033193
Instrument DateJul 10, 2020
Instrument33193
Transaction TypeTransfer
Record UpdatedJul 22, 2020
Title CompanyAMERITITLE

Transaction

AmountAmount Recorded
Tax$1,610.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address20185 WINSTON LOOP BEND OR 977038990, BEND, OR 97703-8990

January 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDESCHUTES OR
Recording DateJan 17, 2018
Property Address20185 WINSTON LOOP, BEND, OR 97703-8990
Document Number0000002001
Map ReferenceCAB B PG523
Instrument DateJan 17, 2018
Instrument2018-02001
Transaction TypeTransfer
Record UpdatedNov 12, 2021
Title CompanyAMERITITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Notice of Trustee Sale
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address20185 WINSTON LOOP, BEND, OR 97703-8990

Mortgage

Document Number0000002002
DateJan 17, 2018
Instrument2018-02002
Lender
NameWATERSTONE MORTGAGE CORP
TypeLending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2048

Tax Assessment & Valuation

Source: Deschutes County records · Assessment roll updated November 5, 2025 · Last verified May 2026

Property Jurisdictions

TypeName
StateOregon
CountyDeschutes County
Unified School DistrictBend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$8,027.00 (+8.2%)$535,912 (+6.62%)$1,508,750 (-6.14%) Land $563,340 Building $945,410
2024$7,419.00 (+12.53%)$502,642 (+9.06%)$1,607,460 (+5.27%) Land $563,340 Building $1,044,120
2023$6,593.00$460,872$1,526,950 Land $563,340 Building $963,610

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Deschutes County (41017C), updated December 11, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 65% of the US · above 26% of Oregon
Wildfire LikelihoodAbout 1 in 413 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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