2018 Winchester Dr, Champaign, IL 61821 Property Records

Champaign County property record for 2018 Winchester Dr, Champaign, IL 61821 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,308 sqft · built 1970
Lot Size0.179 acres (7,777 sqft)
Owner2 Individual Names on File
Last Sale$212,000 (Jun 2022)
Tax Bill$4,934 (2024)
Deeds & MortgagesJun 2022 Sale & Mortgage
Aug 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN45-20-22-428-008

Property Details

APN / Parcel Number

Primary APN45-20-22-428-008

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,308 sqft Building Perimeter
1st Floor Area1,308 sqft
FlooringWood
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Exterior MaterialStucco
Roof MaterialOther
Lot Area7,777 sqft (0.179 acres)
Garage Area460 sqft
Parking Spaces2 Parking Spaces
Patio Area384 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral

Location & Zoning

Street Address2018 WINCHESTER DR
CityCHAMPAIGN
StateIL
Zip61821-6313
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 362 SOUTHWOOD 10TH SUB
Legal Range08E
Legal Township19N
Legal Section22
Legal SubdivisionSOUTHWOOD 10TH SUB
Legal Lot Number362
JurisdictionCHAMPAIGN IL
Township / Civil DivisionCHAMPAIGN CITY
Census Block Group2
Census Block2014
Census Tract1203

Owner

Source: Champaign County records · APN 45-20-22-428-008

Assessment roll updated April 29, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2018 WINCHESTER DR, CHAMPAIGN, IL 61821-6313
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Jun 15, 2022Warranty Deed, Transfer · Conventional Mortgage
FLAT BRANCH HOME LOANS INC
Aug 14, 2017Warranty Deed, Transfer · ARM
BUSEY BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 15, 2022 · Amount on Record
Deed SaleJun 15, 2022 · Amount on Record
Prior SaleAug 14, 2017 · Amount on Record
Deed Document Number202210899
Record UpdatedJun 08, 2026

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHAMPAIGN IL
Recording DateJun 15, 2022
Property Address2018 WINCHESTER DR, CHAMPAIGN, IL 61821-6313
Document Number0000010899
Map ReferenceMB U PG 45
Instrument DateJun 01, 2022
Instrument2022R10899
Transaction TypeTransfer
Record UpdatedJun 28, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$212.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address2018 WINCHESTER DR, CHAMPAIGN, IL 61821-6313

Mortgage

Document Number0000010901
DateJun 15, 2022
Instrument2022R10901
Lender
NameFLAT BRANCH HOME LOANS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJul 01, 2037
Interest
Rate TypeFixed Rate
Rate4.12%

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHAMPAIGN IL
Recording DateAug 14, 2017
Property Address2018 WINCHESTER DR, CHAMPAIGN, IL 61821-6313
Document Number0000015306
Map ReferenceMB U PG45
Instrument DateAug 02, 2017
Instrument2017R15306
Transaction TypeTransfer
Record UpdatedApr 28, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$240.75
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address2018 WINCHESTER DR, CHAMPAIGN, IL 61821-6313

Mortgage

Document Number0000015307
DateAug 14, 2017
Instrument2017R15307
Lender
NameBUSEY BANK
TypeBank
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueSep 01, 2047
Interest
Rate TypeAdjustable Rate
Rate3.25%
Type Change DateSep 01, 2024
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change8.25%
Index1-Year LIBOR
Max Rate8.25%

Tax Assessment & Valuation

Source: Champaign County records · Assessment roll updated April 29, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateIllinois
CountyChampaign County
County SubdivisionChampaign City Township
MunicipalityChampaign City
Unified School DistrictChampaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$70,230 (+36.24%) Land $20,790 Building $49,440$210,690 (+36.24%) Land $62,370 Building $148,320
2024$4,934.00 (+17.81%)
2022$4,188.00 Homeowner's exemption$51,550 Land $15,570 Building $35,980$154,650 Land $46,710 Building $107,940

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Champaign County (17019C), updated July 14, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170190012032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 4 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies4 in force
3 of 4 on primary residences
Nearby Flood Claims3 (1993)
Claims Outside the SFHA2 of 3
Most Recent ClaimAug 1993, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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