2018 Terracotta Ct, Milpitas, CA 95035 Property Records

Santa Clara County property record for 2018 Terracotta Ct, Milpitas, CA 95035

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,948 sqft · built 2022
Lot Size	0.023 acres (1,000 sqft)
Owner	Company Name on File
Last Sale	$1,556,500 (Oct 2023)
Tax Bill	$20,569 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Oct 2023 Sale & Mortgage + 1 more
Flood Zone	Zone AO (high risk)
APN	`086-06-098`

Property Details

APN / Parcel Number

Primary APN	`086-06-098`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	3 Stories
Building Area	1,948 sqft Living Area
1st Floor Area	293 sqft
2nd Floor Area	815 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	1,000 sqft (0.023 acres)
Garage Type	Attached
Garage Area	427 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2018 TERRACOTTA CT
City	MILPITAS
State	CA
Zip	95035-6767
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R3
Legal Subdivision	10475 PH 25
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	4
Census Block	4006
Census Tract	504505

Owner

2018 Terracotta Ct, a condominium, is owned by a company that bought it in October 2023.

Source: Santa Clara County records, as of October 21, 2026

Owner of Record	Company Name on File
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2025	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Oct 23, 2023	Grant Deed, Transfer · Conventional Mortgage CITIBANK NA
Oct 23, 2023	Deed, Transfer WESTMINSTER TITLE COMPANY INC, WESTMINSTER TITLE CO INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 23, 2023 · Amount on File
Deed Sale	Oct 23, 2023 · Amount on File
Deed Document Number	202325548390
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	2018 TERRACOTTA CT, MILPITAS, CA 95035-6767
Transaction Type	Mortgage
Record Updated	Dec 25, 2025
Title Company	UNKNOWN, MULTIPLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2018 TERRACOTTA CT, MILPITAS, CA 95035-6767

Mortgage

Document Number	0025919238
Date	Dec 16, 2025
Instrument	25919238

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	101 SOUTH TRYON STREET, CHARLOTTE, NC 28280

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.62%
Max Rate At Change	10.1%
Index	Other
Max Rate	10.1%

October 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Oct 23, 2023
Property Address	2018 JOSHUA TREE CIR, MILPITAS, CA 95035-8196
Document Number	0025548390
Map Reference	MB 933 PG 43-48
Instrument Date	Aug 17, 2023
Instrument	25548390
Transaction Type	Transfer
Record Updated	Nov 2, 2023
Title Company	WESTMINSTER TITLE COMPANY INC, WESTMINSTER TITLE CO INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2018 TERRACOTTA CT, MILPITAS, CA 95035-6767

Mortgage

Document Number	0025548391
Date	Oct 23, 2023
Instrument	25548391

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

October 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Oct 23, 2023
Property Address	2018 JOSHUA TREE CIR, MILPITAS, CA 95035-8196
Document Number	0025548392
Map Reference	MB 933 PG 43-48
Instrument Date	Jul 1, 2023
Instrument	25548392
Transaction Type	Transfer
Record Updated	Nov 2, 2023
Title Company	WESTMINSTER TITLE COMPANY INC, WESTMINSTER TITLE CO INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 2018 Terracotta Ct was $20,569.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Milpitas City
Elementary School District	Berryessa Union Elementary School District (KG - 08)
Secondary School District	East Side Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,470,000 (-7.4%) Land $735,000 Building $735,000
2025	$20,569.00	$1,587,413 Land $793,707 Building $793,706
2023	$3,789.00	$286,130 Land $286,130

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2018 Terracotta Ct in Zone AO, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 22 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	27 units insured incl. 5 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2018 Terracotta Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MILPITAS serves 81,915 people · EPA ID CA4310005
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60

May also be available: AT&T, GeoLinks, Sail Internet, T-Mobile.

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