2018 Saddlebrook Dr, Murfreesboro, TN 37129 Property Records

Rutherford County property record for 2018 Saddlebrook Dr, Murfreesboro, TN 37129

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,249 sqft · built 1990
Lot Size	0.404 acres (17,600 sqft)
Owner	2 Individual Names on File
Last Sale	$344,000 (Dec 2020)
Tax Bill	$2,770 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Dec 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`080F-D-008.00-000`

Property Details

APN / Parcel Number

Primary APN	`080F-D-008.00-000`
Alternative APNs	`080F D 00800` `R0046131`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	2,249 sqft Living Area
1st Floor Area	1,569 sqft
Upper Floors Area	674 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2009
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Gravel
Lot Area	17,600 sqft (0.404 acres)
Lot Dimensions	160 ft deep x 110 ft wide
Garage Type	Attached
Garage Area	638 sqft
Driveway	Driveway

Exterior Amenities

Porch	Slab
Porch Area	231 sqft
Deck Area	Deck Area
Patio Area	424 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	R0046131
Street Address	2018 SADDLEBROOK DR
City	MURFREESBORO
State	TN
Zip	37129-6665
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 148 HAYNES HAVEN ESTATES SEC 11 PB 13 PG 46 110 X 160
Legal Subdivision	HAYNES HAVEN ESTATES SEC 11
Legal Lot Number	148
Jurisdiction	RUTHERFORD TN
Township / Civil Division	15
Census Block Group	2
Census Block	2010
Census Tract	41302

Owner

2018 Saddlebrook Dr is owned and occupied by two individuals who bought it in December 2020.

Source: Rutherford County records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2018 SADDLEBROOK DR, MURFREESBORO, TN 37129-6665
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2022	Deed of Trust, Mortgage · Line of Credit FIRSTBANK
Dec 22, 2020	Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Jun 30, 2020	Deed of Trust, Construction Loan · Line of Credit WILSON BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 2020 · Amount on File
Deed Sale	Dec 22, 2020 · Amount on File
Prior Sale	Feb 20, 2013 · Amount on File
Deed Document Number	20202328260
Deed Book / Page	2012 / 3823
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Property Address	2018 SADDLEBROOK DR, MURFREESBORO, TN 37129-6665
Transaction Type	Mortgage
Record Updated	Dec 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2018 SADDLEBROOK DR, MURFREESBORO, TN 37129-6665

Mortgage

Document Number	0022922433
Date	Oct 21, 2022
Book Page	2292/2433
Instrument	2468870

Lender

Name	FIRSTBANK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Oct 12, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD TN
Recording Date	Dec 22, 2020
Property Address	2018 SADDLEBROOK DR, MURFREESBORO, TN 37129-6665
Document Number	20123823
Book / Page	2012 / 3823
Map Reference	MB 13 PG 46
Instrument Date	Dec 14, 2020
Instrument	2328260
Transaction Type	Transfer
Record Updated	Nov 25, 2021
Title Company	LAWYERS LAND & TTL SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,272.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	2018 SADDLEBROOK DR, MURFREESBORO, TN 37129-6665

Mortgage

Document Number	20123830
Date	Dec 22, 2020
Instrument	2012-3830

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

June 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Recording Date	Jun 30, 2020
Property Address	2018 SADDLEBROOK DR, MURFREESBORO, TN 37129-6665
Document Number	RB19241337
Book / Page	001924 / 001337
Instrument Date	Jun 17, 2020
Instrument	2285163
Transaction Type	Construction Loan
Record Updated	Jul 17, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2018 SADDLEBROOK DR MURFREESBORO TN 371296665, MURFREESBORO, TN 37129-6665

Mortgage

Document Number	RB19241337
Date	Jun 30, 2020
Book Page	001924/001337
Instrument	2285163

Lender

Name	WILSON BK&TR
Type	Bank
Address	MURFREESBORO, TN 37129

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Jun 29, 2021

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2018 Saddlebrook Dr was $2,770.

Source: Rutherford County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Rutherford County
Municipality	Murfreesboro City
Elementary School District	Murfreesboro City School District (PK - 06)
Secondary School District	Rutherford County School District in Murfreesboro (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$125,775 (+28.44%) Land $35,000 Building $90,775	$503,100 Land $140,000 Building $363,100
2025	$2,770.00	$97,925 Land $15,000 Building $82,925
2023	$2,770.00	$97,925 Land $15,000 Building $82,925	$391,700 (-) Land $60,000 Building $331,700
2022			$391,700 Land $60,000 Building $331,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2018 Saddlebrook Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1986)
Most Recent Claim	Sep 1986 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2018 Saddlebrook Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MURFREESBORO WATER DEPARTMENT serves 114,331 people · EPA ID TN0000491
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Google Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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