2018 Pirie Pl, Saint Cloud, FL 34769 Property Records

Osceola County property record for 2018 Pirie Pl, Saint Cloud, FL 34769

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 3,062 sqft · built 2017
Lot Size	0.255 acres (11,108 sqft)
Owner	Individual Name on Record
Last Sale	$525,000 (Oct 2022)
Tax Bill	$7,717 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Feb 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`157946`

Property Details

APN / Parcel Number

Primary APN	`157946`
Alternative APN	`142630015200010250`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	3,062 sqft Heated Area
Gross Area	4,096 sqft
1st Floor Area	3,062 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,108 sqft (0.255 acres)
Lot Dimensions	117 ft deep x 95 ft wide
Garage Type	Finished
Garage Area	680 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	308 sqft
Porch	Open Porch
Porch Area	354 sqft
Deck Area	588 sqft
Fence	Fence
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	157946
Street Address	2018 PIRIE PL
City	SAINT CLOUD
State	FL
Zip	34769-5525
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR1B
Legal Description	DAVIS ESTATES PB 20 PG 94 LOT 25
Legal Range	30E
Legal Township	26S
Legal Section	14
Legal Subdivision	DAVIS ESTATES
Legal Tract	152
Legal Block	1
Legal Lot Number	25
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2019
Census Tract	43303

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2018 PIRIE PL, SAINT CLOUD, FL 34769-5525
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2022	Warranty Deed, Transfer · Conventional Mortgage WINTRUST BANK NA
Feb 23, 2017	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage EMBRACE HM LOANS
Feb 23, 2017	Quit Claim Deed, Transfer SMART INT'L TITLE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 12, 2022 · Amount on Record
Deed Sale	Oct 12, 2022 · Amount on Record
Prior Sale	Feb 23, 2017
Deed Document Number	2022151859
Deed Book / Page	6298 / 2505
Record Updated	Jun 8, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Oct 12, 2022
Property Address	2018 PIRIE PL, SAINT CLOUD, FL 34769-5525
Document Number	0062982505
Book / Page	6298 / 2505
Map Reference	MB 20 PG 94
Instrument Date	Oct 10, 2022
Instrument	2022151859
Transaction Type	Transfer
Record Updated	Oct 25, 2022
Title Company	A CLEAR CHOICE TITLE AND ESCROW, A CLEAR CHOICE T&E OF OSCEOL

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3,675.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2328 WHISPERWOOD ST, 2328, RURAL HALL, NC 27045-9816

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2018 PIRIE PL, SAINT CLOUD, FL 34769-5525

Mortgage

Document Number	0062982506
Date	Oct 12, 2022
Instrument	6298/2506

Lender

Name	WINTRUST BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

February 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Feb 23, 2017
Property Address	2018 PIRIE PL, SAINT CLOUD, FL 34769-5525
Document Number	0051062718
Book / Page	005106 / 002718
Instrument Date	Feb 17, 2017
Instrument	29492
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 10, 2017
Title Company	SMART INT'L TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,275.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2018 PIRIE PL ST CLOUD FL 347695525, ST CLOUD, FL 34769-5525

Mortgage

Document Number	51062720
Date	Feb 23, 2017
Book Page	005106/002720
Instrument	29493

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 22, 2047

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSCEOLA FL
Recording Date	Feb 23, 2017
Property Address	2018 PIRIE PL, SAINT CLOUD, FL 34769-5525
Document Number	0051062745
Book / Page	005106 / 002745
Instrument Date	Feb 17, 2017
Instrument	29497
Transaction Type	Transfer
Record Updated	Apr 10, 2017
Title Company	SMART INT'L TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$5.00
Amount Accuracy	Confirmed
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	109 ORANGE AVE ST CLOUD FL 347692550, ST CLOUD, FL 34769-2550

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,717.00 (+5.84%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$479,061 (+5.99%)	$491,900 (+8.83%) Land $78,000 Building $413,900
2023	$7,291.00 (+61.66%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$452,000 (+54.57%) Land $65,000 Building $387,000	$452,000 (+12.66%) Land $65,000 Building $387,000
2022	$4,510.00 Homeowner's exemption	$292,429	$401,200 Land $52,000 Building $349,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 38 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	38 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · lower than 60% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Xfinity.

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