2018 Phillips Mill Rd, Forest Hill, MD 21050 Property Records

Harford County property record for 2018 Phillips Mill Rd, Forest Hill, MD 21050

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,098 sqft · built 1957
Lot Size	3.16 acres (137,650 sqft)
Owner	2 Individual Names on Record
Last Sale	$341,000 (Dec 2009)
Tax Bill	$4,364 (2026)
Deeds & Mortgages	Nov 2022 Line of Credit May 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-012402`

Property Details

APN / Parcel Number

Primary APN	`04-012402`
Alternative APNs	`4012402` `012402`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	2,098 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Exterior Material	Stucco
Roof Material	Composition Shingle
Lot Area	137,650 sqft (3.16 acres)
Garage Type	Detached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	456 sqft
Deck Area	96 sqft
Patio Area	576 sqft
Shed	1 Shed
Shed Area	960 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	012402
Street Address	2018 PHILLIPS MILL RD
City	FOREST HILL
State	MD
Zip	21050-2119
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	3.16 AC 2018 PHILLIPS MILL ROAD E OF PUTNAM
Jurisdiction	HARFORD MD
Township / Civil Division	4, MARSHALL
Census Block Group	4
Census Block	4001
Census Tract	304202

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2018 PHILLIPS MILL RD, FOREST HILL, MD 21050-2119
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2022	Deed of Trust, Mortgage · Line of Credit APG FCU
May 25, 2017	Deed of Trust, Mortgage · Line of Credit ABERDEEN PROVING GROUND FCU
Apr 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage TOWNEBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 23, 2009 · Amount on Record
Deed Sale	Dec 23, 2009 · Amount on Record
Prior Sale	Nov 17, 2005 · Amount on Record
Deed Document Number	2009185
Deed Book / Page	8438 / 208
Last Transfer Date	Jan 22, 2015
Transfer Doc	0110980377
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	2018 PHILLIPS MILL RD, FOREST HILL, MD 21050-2119
Transaction Type	Mortgage
Record Updated	Nov 11, 2022
Title Company	GETZ TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2018 PHILLIPS MILL RD, FOREST HILL, MD 21050-2119

Mortgage

Document Number	0157250408
Date	Nov 1, 2022
Book Page	15725/408

Lender

Name	APG FCU
Type	Credit Union
Address	ABERDEEN, MD 21001

Agreement

Type	Line of Credit
Amount	Amount Recorded

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	2018 PHILLIPS MILL RD, FOREST HILL, MD 21050-2119
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	KEY TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0123600383
Date	May 25, 2017
Book Page	12360/0383
Instrument	12360-0383

Lender

Name	ABERDEEN PROVING GROUND FCU
Type	Credit Union
Address	ABERDEEN, MD 21001

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Jun 15, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	2018 PHILLIPS MILL RD, FOREST HILL, MD 21050-2119
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	MIDATLANTIC TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0138200450
Date	Apr 29, 2020
Book Page	13820/450

Lender

Name	TOWNEBANK
Type	Bank
Address	VIRGINIA BEACH, VA 23451

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,364.00 (+12.97%)	$394,933 (+6.17%)	$417,900 (-) Land $145,800 Building $272,100
2025	$3,863.00 (+4.83%)	$371,967 (+9.15%)	$417,900 (+19.74%) Land $145,800 Building $272,100
2023		$340,800	$349,000 Land $145,800 Building $203,200
2022	$3,685.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Armstrong Cable	1,000 / 20
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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