2018 Osprey, Troy, MI 48083 Property Records

Oakland County property record for 2018 Osprey, Troy, MI 48083

Property Summary

Property Type	Condominium
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individuals on Record
Last Sale	$891,888 (Mar 2024)
Tax Bill	$11,626 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Jun 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`88-20-24-104-001`

Property Details

APN / Parcel Number

Primary APN	`88-20-24-104-001`

Exterior

Architectural Style	Condo/Apartment
Lot Area	12,632 sqft (0.29 acres)

Location & Zoning

Street Address	2018 OSPREY
City	TROY
State	MI
Zip	48083-5865
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	T2N,R11E,SEC 24 OAKLAND COUNTY CONDOMINIUM PLAN NO 2156 ESTATES AT WILLOWBROOKUNIT 1 L49923 P305 10/12/16 FR 100-007 & 008
Legal Subdivision	OAKLAND COUNTY CONDOMINIUM
Legal Unit	1
Jurisdiction	OAKLAND MI
Township / Civil Division	TROY
Census Block Group	1
Census Block	1007
Census Tract	198000

Owner

Source: Oakland County assessment roll, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	2018 OSPREY, TROY, MI 48083-5865
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2024	Warranty Deed, Transfer · Conventional Mortgage CIVISTA BANK
Jun 30, 2023	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Jun 28, 2023	Intrafamily Transfer, Transfer
May 3, 2018	Quit Claim Deed, Transfer · Line of Credit INDEPENDENT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 20, 2024 · Amount on Record
Deed Sale	Mar 20, 2024 · Amount on Record
Prior Sale	Jun 30, 2023 · Amount on Record
Deed Document Number	202427725
Deed Book / Page	59234 / 849
Prior Transfer Date	Jun 23, 2023
Prior Transfer Doc	0000069303
Record Updated	Sep 20, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Mar 20, 2024
Property Address	2018 OSPREY, TROY, MI 48083-5865
Document Number	0000027725
Book / Page	59234 / 849
Map Reference	LB 49923 PG 305-370
Instrument Date	Mar 13, 2024
Instrument	27725
Transaction Type	Transfer
Record Updated	Apr 3, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,690.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2018 OSPREY, TROY, MI 48083-5865

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2018 OSPREY, TROY, MI 48083-5865

Mortgage

Document Number	0000026277
Date	Mar 18, 2024
Book Page	59226/765
Instrument	26277

Lender

Name	CIVISTA BANK
Type	Bank
Address	SANDUSKY, OH 44870

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Type Change Date	Apr 1, 2029
Change Frequency	6 Months
Min Rate At Change	3.62%
Max Rate At Change	7.62%
Margin	3
Max Rate	10.6%

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	2018 OSPREY, TROY, MI 48083-5865
Transaction Type	Mortgage
Record Updated	Jul 11, 2023
Title Company	ATA NATIONAL TITLE GROUP LLC, ATA NATIONAL TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11421 CROCUS CT, PLYMOUTH, IN 46563-7646

Mortgage

Document Number	0000071091
Date	Jun 30, 2023
Book Page	58705/642
Instrument	71091

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OAKLAND MI
Recording Date	Jun 28, 2023
Property Address	2018 OSPREY, TROY, MI 48083-5865
Document Number	0000069303
Book / Page	58695 / 690
Map Reference	LB 57485 PG 758-764
Instrument Date	Jun 23, 2023
Instrument	69303
Transaction Type	Transfer
Record Updated	Jul 11, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	50215 SCHOENHERR RD, SHELBY TOWNSHIP, MI 48315-3117

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50215 SCHOENHERR RD, SHELBY TOWNSHIP, MI 48315-3117

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAKLAND MI
Recording Date	May 3, 2018
Property Address	2018 OSPREY, TROY, MI 48083-5865
Document Number	0000075016
Book / Page	51779 / 00741
Map Reference	LB 19979 PG 840-849
Instrument Date	Apr 30, 2018
Instrument	75016
Transaction Type	Transfer
Record Updated	Oct 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	50215 SCHOENHERR RD, 50215, SHELBY TOWNSHIP, MI 48315-3117

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50215 SCHOENHERR RD, SHELBY TOWNSHIP, MI 48315-3117

Mortgage

Document Number	0000075017
Date	May 3, 2018
Instrument	75017

Lender

Name	INDEPENDENT BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Troy City
Unified School District	Troy School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,626.00 (-4.74%)
2023			$543,540 (-)
2022	$12,205.00	$271,770	$543,540

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1994)
Most Recent Claim	Jun 1994 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY serves 85,854 people · EPA ID MI0006690
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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